Which bank in North Carolina has the lowest interest rate on personal loans? This question is about Personal Loans in North Carolina

Which bank in North Carolina has the lowest interest rate on personal loans?

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This question is about Personal Loans in North Carolina

Adam McCann, Financial Writer

@adam_mcan • 10/13/21 This answer was first published on 10/13/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The bank in North Carolina with the lowest interest rate on personal loans is Marcus by Goldman Sachs, which offers an APR range of 6.99% - 24.99%. For comparison, the average personal loan APR is around 14%, according to WalletHub research.

Keep in mind that the exact interest rate you get from the Marcus by Goldman Sachs range will depend on your credit score, your income and other features of your financial profile. A personal loan from Marcus by Goldman Sachs also offers $3,500 - $40,000 in funding, with a payoff period of 36 - 72 months. But Marcus by Goldman Sachs isn't the only bank in North Carolina with low interest rates on personal loans.

Banks with the Lowest Interest Rates on Personal Loans in North Carolina

Marcus by Goldman Sachs: 6.99% - 24.99%
Discover: 6.99% - 24.99%
Fifth Third Bank: 6.99% - 15.24%
Axos Bank: 6.79% - 21.99%
USAA: 7.24% - 17.65%

You should note that while a low APR is one of the most attractive features that a loan can have, it's still important to consider the loan's other terms. If it charges an origination fee, for example, that can offset some of the APR savings. And you'll need a loan that offers enough money and a long enough payoff period for your needs.

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Which bank has the lowest interest rate on personal loans?

The major bank with the lowest interest rate for a personal loan is Barclays, at 4.99%. Other notable banks with low personal loan rates include PNC (5.99%) and American Express (6.98%), and some smaller banks across the country may also offer personal loans with similarly low rates.

Banks with the Lowest Interest Rates for Personal Loans

Barclays: 4.99%+ APR
PNC: 5.99%+ APR
American Express: 6.98%+ APR
Discover: 6.99%+ APR
Santander Bank:...

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What is the easiest bank to get a personal loan from?

The easiest banks to get a personal loan from are USAA and Wells Fargo. USAA does not disclose a minimum credit score requirement, but their website indicates that they consider people with scores below the fair credit range (below 640). So even people with bad credit may be able to qualify.

Wells Fargo normally requires a credit score of 660 for their unsecured personal loans. However, they also offer secured personal loans that are...

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Where can I get a personal loan with bad credit in North Carolina?

You can get a personal loan with bad credit in North Carolina from LendingPoint, Avant and USAA, among other lenders. These personal loan providers all consider applicants with credit scores below 640, and they offer reasonable APRs and fees.

The best personal loans for people with bad credit in North Carolina come from LendingPoint, which offers loans of $2,000 - $25,000 for 24 - 60 months. It has an APR of 9.99% - 35.99%...

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