Grace Enfield, Content Writer
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Xact does not disclose a specific credit score needed to get a personal loan, unlike many personal loan providers. Most other lenders’ credit score requirements for personal loans range between 585 and 700.
Keep in mind that Xact will look at more than just your credit score when evaluating your application for a personal loan. Xact will consider your entire financial profile, including things like your income, existing debts and recent credit inquiries, when deciding whether to approve you.
If you’re unsure of what your current credit score is, you can check it for free on WalletHub.
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