What is the AARP Credit Card bonus offer? This question is about the AARP Rewards Credit Card

What is the AARP Credit Card bonus offer?

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This question is about the AARP Rewards Credit Card

Jamie Thompson, WalletHub Analyst

@ExTaxMan • 08/11/20 This answer was first published on 08/12/20 and it was last updated on 08/11/20.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The AARP Credit Card bonus offer is $100, which new cardholders can earn by spending $500 in the first 90 days after account opening. Cardholders also earn 3% bonus cash back on gas station and drugstore purchases, and 2% back on medical expenses 1% back on all other purchases).

You can redeem AARP Credit Card rewards for cash back, gift cards, merchandise and AARP membership dues, if applicable. However, you will need to earn at least $16 before you can redeem. AARP membership is not required in order to apply for the card.

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What are the best credit cards for seniors?

The best credit cards for seniors are the AARP Rewards Credit Card and the AARP Travel Rewards Credit Card from Barclays. Both cards offer an initial bonus of $100 cash back after spending $500 in the first 90 days and $0 annual fees.

The AARP Rewards Credit Card also gives 3% cash back on gas and drug store purchases, 2% on medical expenses and 1% on all other purchases. The AARP Travel Rewards Credit Card gives 3% cash back on airfare, hotel stays and car rentals, 2% at restaurants and 1% on all other purchases.

You can use your rewards to pay your AARP membership fee or get cash back, gift cards or merchandise, so redemption is flexible. AARP membership also qualifies seniors for significant discounts on dining, health services, retail purchases, insurance, entertainment, and more.... read full answer

But just because an AARP credit card is a natural choice for people of a certain age doesn’t mean it’s the right card for you. You may want bonus rewards in a different spending category or prefer a travel card, for example. Fortunately, there are plenty more options.

Best Credit Card for Seniors

Best Overall: AARP Rewards Credit CardAARP Rewards Credit CardLearn MoreLearn More
Best for Travel: AARP Travel Rewards Credit CardAARP Travel Rewards Credit CardLearn MoreLearn More
Rates & FeesTerms ApplyBest for Groceries: Blue Cash Preferred® Card from American ExpressBlue Cash Preferred® Card from American ExpressLearn MoreLearn Moreon issuer's website
Rates & FeesBest for Cash Back: Wells Fargo Active Cash® CardWells Fargo Active Cash® CardLearn MoreLearn Moreon issuer's website
Dining & Entertainment: Capital One SavorOne Cash Rewards Credit CardCapital One SavorOne Cash Rewards Credit CardLearn MoreLearn More
Rates & FeesBest for 0% Intro APR Period: Wells Fargo Reflect® CardWells Fargo Reflect® CardLearn MoreLearn Moreon issuer's website
Best for Online Shopping: Amazon.com Credit CardAmazon.com Credit CardLearn MoreLearn More

Show More CardsShow Less Cards

The best credit card for seniors is generally one with a low annual fee for its rewards, since many seniors live on a fixed income. And luckily, many everyday spending cards offer just that.

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What rewards does the AARP Rewards Credit Card offer?

The AARP Rewards Credit Card offers 3% cash back on gas and drug store purchases, 2% on medical expenses and 1% on all other purchases. Plus, you can also earn an initial bonus of $100 cash back after spending $500 in the first 90 days. You can redeem your rewards for a bank deposit to a U.S. checking or savings account, statement credits, gift cards, AARP memberships, or merchandise.

Here's how the rewards work for the AARP Rewards Credit Card:

Initial Bonus: $100 cash back after spending $500 in the first 90 days.

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read full answer

Ongoing rewards: 3% cash back on gas and drug store purchases, 2% on medical expenses and 1% on all other purchases.

How to redeem: Log in to your online account and go to the "Rewards & Benefits Center".

Redemption options: You can redeem rewards for a bank deposit to a U.S. checking or savings account, statement credits, gift cards, AARP memberships, or merchandise. Redemptions start at $25, with the exception of AARP memberships, which start at $16.

The rewards for the AARP Rewards Credit Card don’t expire as long as your account is open and in good standing. That said, credit card rewards terms can change at any time. So, it’s best to use your rewards frequently.

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