Sebi Mitchell, Credit Cards Moderator
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The best Amazon credit card for cash back is the Prime version of the Amazon.com Store Card because it offers 5% back on Amazon.com purchases for Prime members and gives a $60 Amazon gift card upon approval. The card has a $0 annual fee but requires an Amazon Prime membership to earn rewards on purchases. People without a Prime membership will only receive the gift card. The Amazon.com Store Card can only be used for Amazon.com purchases. There are a few other options you might want to consider as well.
Here are the best Amazon credit cards for cash back:
- Amazon.com Store Card: 5% back on Amazon.com purchases for Prime members and a $60 Amazon gift card upon approval. Comes with a $0 annual fee, but requires Prime membership to earn 5% back in rewards. Requires fair credit or better (a credit score of 640+) for good odds of approval.
- Amazon.com Credit Card: While not strictly a cash back card, it offers 3 points per $1 spent on all purchases for the first 3 months up to $1,500, after that 3 points per $1 spent at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases, 2 points per $1 spent at gas stations, restaurants and on local transit and commuting, and 1 point per $1 spent on all other purchases. Plus, you get a $60 Amazon.com gift card upon approval ($150 for Prime members). Amazon Prime members earn 5 points / $1 on purchases at Amazon.com and Whole Foods Market. That's the equivalent of 5% cash back. $0 annual fee. Requires good credit or better (a credit score of 700+) for good odds of approval.
- Wells Fargo Active Cash® Card: Offers more versatility by earning unlimited 2% cash rewards (including Amazon purchases). You also get $200 cash rewards after spending $500 in the first 3 months. $0 annual fee. Requires good credit or better (a credit score of 700+) for good odds of approval.
Feel free to also take a look at our editor's picks for the best credit cards for Amazon purchases.
Blue Cash Preferred® Card from American Express
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