What are the best Amazon credit cards for cash back? This question is about Best Cash Back Credit Cards

What are the best Amazon credit cards for cash back?

Answer Question Report Abuse

This question is about Best Cash Back Credit Cards

Sebi Mitchell, Credit Cards Moderator

@sebim • 12/18/21 This answer was first published on 02/06/21 and it was last updated on 12/18/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

The best Amazon credit card for cash back is the Prime version of the Amazon.com Store Card because it offers 5% back on Amazon.com purchases for Prime members and gives a $60 Amazon gift card upon approval. The card has a $0 annual fee but requires an Amazon Prime membership to earn rewards on purchases. People without a Prime membership will only receive the gift card. The Amazon.com Store Card can only be used for Amazon.com purchases. There are a few other options you might want to consider as well.

Here are the best Amazon credit cards for cash back:

Amazon.com Store Card: 5% back on Amazon.com purchases for Prime members and a $60 Amazon gift card upon approval. Comes with a $0 annual fee, but requires Prime membership to earn 5% back in rewards. Requires fair credit or better (a credit score of 640+) for good odds of approval.
Amazon.com Credit Card: While not strictly a cash back card, it offers 3 points per $1 spent on all purchases for the first 3 months up to $1,500, after that 3 points per $1 spent at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases, 2 points per $1 spent at gas stations, restaurants and on local transit and commuting, and 1 point per $1 spent on all other purchases. Plus, you get a $60 Amazon.com gift card upon approval ($150 for Prime members). Amazon Prime members earn 5 points / $1 on purchases at Amazon.com and Whole Foods Market. That's the equivalent of 5% cash back. $0 annual fee. Requires good credit or better (a credit score of 700+) for good odds of approval.
Wells Fargo Active Cash® Card: Offers more versatility by earning unlimited 2% cash rewards (including Amazon purchases). You also get $200 cash rewards after spending $500 in the first 3 months. $0 annual fee. Requires good credit or better (a credit score of 700+) for good odds of approval.

Feel free to also take a look at our editor's picks for the best credit cards for Amazon purchases.

Answer Question

Does the Amazon Credit Card give cash back?

The Amazon.com Credit Card is advertised as a cash back card, but it gives 1 - 5 points per $1 spent on purchases (the equivalent of 1 – 5% cash back). The Amazon.com Credit Card also offers a $60 Amazon.com gift card upon approval ($150 for Prime members) as an initial bonus. Once you earn cash back on your Amazon.com Credit Card, you can redeem it for travel, gift cards, purchases on Amazon.com, or a statement credit.

If you’re on the fence about whether or not to apply for the Amazon.com Credit Card, you can always...

read full answer

How much are Amazon points worth?

Amazon points are worth 1 cent each, on average. For example, 10,000 Amazon points have a dollar value of roughly $100. As a result, Amazon points are more valuable than the average superstore's rewards points, which are valued at 0.84 cent each.

The exact value of Amazon points ultimately depends on how they are redeemed. They have the most value when used for store credit, but there are other options. The easiest way to calculate...

read full answer

What are the best Amazon Credit Card promotions right now?

One of the best Amazon Credit Card promotions right now is a $60 Amazon.com gift card upon approval ($150 for Prime members). Cardholders also get 3 points per $1 spent on all purchases for the first 3 months up to $1,500, after that 3 points per $1 spent at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases, 2 points per $1 spent at gas stations, restaurants and on local transit and commuting, and 1 point per $1 spent on all other purchases.

On the other hand, the Amazon.com Store Card offers $60 Amazon gift card upon approval, plus 5% back on Amazon.com purchases for Prime members.

Best Amazon Credit Card Promotions

Overall: Amazon.com Credit CardAmazon.com Credit CardLearn MoreLearn More

Initial Bonus: $60 Amazon.com gift card upon approval ($150 for Prime members)

Ongoing Rewards: 3 points per $1 spent on all purchases for the first 3 months up to $1,500, after that 3 points per $1 spent at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases, 2 points per $1 spent at gas stations, restaurants and on local transit and commuting, and 1 point per $1 spent on all other purchases

Other Benefits: Cardholders get benefits like travel insurance, purchase protection, extended warranty protection and more.

Annual Fee: $0

Min. Credit Required: Good credit

Fair Credit: Amazon.com Store CardAmazon.com Store CardLearn MoreLearn More

Initial Bonus: $60 Amazon gift card upon approval

...

read full answer

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.