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American Express points are worth 0.67 cents per point, on average. The value of American Express points depends on how you choose to redeem the points. For example, points from American Express are worth up to 0.77 cents each when redeemed for travel through the Membership Rewards program, and they are worth 0.6 cents each when redeemed for cash back.
American Express Points Worth by Redemption Method
| Redemption Method | Average Point Value | Value of 1,000 Points |
| Travel | 0.77 cents | $7.7 |
| Cash Back | 0.60 cents | $6 |
| Gift Cards | 0.76 cents | $7.6 |
| Merchandise | 0.50 cents | $5 |
| Miscellaneous | 0.70 cents | $7 |
Popular American Express Cards
- American Express® Gold Card
- The Platinum Card® from American Express
- American Express® Green Card
- American Express® Business Gold Card
- The Blue Business® Plus Credit Card from American Express
- The Business Platinum Card® from American Express
Tips for Maximizing the Value of American Express Points
Redeem Points for Travel.
American Express points are worth the most when redeemed for travel.
Redeem American Express points regularly.
American Express points do not expire due to account inactivity, but stockpiling points does put you at risk of rewards devaluation. Plus, you won't get to enjoy the fruits of your spending if you don't redeem.
Keep your account in good standing.
If American Express closes your account because of a failure to pay the bill or fraudulent activity, you'll lose any unredeemed points you have saved. And if you pay late, you might have to pay a fee to get back the points from that billing period.
Redeem before closing your account.
Any points you don't redeem before closing your account will be lost, unless you keep another American Express credit card account open.
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