Joseph Bulebush, WalletHub Analyst
The Amtrak Credit Card rewards points' value varies depending on where and when you use them, but they can be worth up to a little more than 3 cents apiece. At worst case scenario you can redeem points for gift cards, and your Amtrak points are worth 0.75 cents each.
Points can be redeemed for Amtrak tickets, car rentals, hotel stays, etc. You can check the several ways you can redeem your points and the redemption rate on this page.
In any case, you can determine how much your points are worth by comparing the number of points you need for a given redemption vs how much the product or service would cost if bought with cash. This will give you a good idea of how valuable Amtrak points are to you, and whether getting the Amtrak credit card is a good choice or not.
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