What are the minimum Belk Credit Card credit score requirements? This question is about the Belk Credit Card

The Belk Credit Card credit score requirement is 700, at a minimum. That means you need good credit or better for approval. Keep in mind that when applying for the Belk Credit Card, you will also be considered for the Belk Store Card. Which card you’ll get depends on your credit score and several other factors. The Belk Store Card requires fair credit or better (a credit score of 640+) for approval. Here’s what you should know before applying for the Belk Credit Card: When applying for the Belk Credit Card, you will also be considered for the Belk Store Card. Once your application is reviewed, you will receive offers based on your creditworthiness. If you have lower credit, you’re more likely to be eligible for the Belk Store Card. Unlike the Belk Credit Card, which can be used anywhere Mastercard is accepted, the Belk Store Card will be restricted to Belk stores. In addition to your credit score, there are other factors that could impact your chances of approval. Some other key criteria include your debt-to-income ratio, payment history and recent hard inquiries. So, make sure you know where you stand before applying. You can check your credit score for free, right here on WalletHub.

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What are the minimum Belk Credit Card credit score requirements?

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This question is about the Belk Credit Card

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Bogdan Roberts, Credit Cards Moderator

@bogdan_roberts • 07/07/22 This answer was first published on 07/06/21 and it was last updated on 07/07/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The Belk Credit Card credit score requirement is 700, at a minimum. That means you need good credit or better for approval.

Keep in mind that when applying for the Belk Credit Card, you will also be considered for the Belk Store Card. Which card you’ll get depends on your credit score and several other factors. The Belk Store Card requires fair credit or better (a credit score of 640+) for approval.

Here’s what you should know before applying for the Belk Credit Card:

When applying for the Belk Credit Card, you will also be considered for the Belk Store Card.
Once your application is reviewed, you will receive offers based on your creditworthiness. If you have lower credit, you’re more likely to be eligible for the Belk Store Card.
Unlike the Belk Credit Card, which can be used anywhere Mastercard is accepted, the Belk Store Card will be restricted to Belk stores.
In addition to your credit score, there are other factors that could impact your chances of approval. Some other key criteria include your debt-to-income ratio, payment history and recent hard inquiries.

So, make sure you know where you stand before applying. You can check your credit score for free, right here on WalletHub.

Answer Question

How do I apply for the Belk Credit Card?

You can apply for a Belk Credit Card either online or at a Belk store location. There is no way to apply for the Belk Credit Card over the phone.

Keep in mind that when applying for the Belk Credit Card, you are also considered for the Belk Store Card. Which card you’ll get depends on your credit score and several other factors.... read full answer

Here's how to apply for the Belk Credit Card:

Online: To apply online, visit the Belk Credit Card website and click on “Apply Today”. Then, enter your personal information, including Social Security number, phone number, name, and postal address.

In store: To apply for a Belk Credit Card in person, go to your nearest Belk location and ask your cashier about applying for the Belk Credit Card. If approved, you can use the credit line the same day.

After applying for the Belk Credit Card, you should receive a decision instantly. But if you don’t receive a response right away, it could take up to 4 weeks to hear back.

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What's the Synchrony Bank credit card credit score requirement?

It depends on the credit card you are interested in. Most credit cards offered by Synchrony Bank are designed for people with fair (640 – 699), good (700 – 749) or excellent (750 – 850) credit. Please find a list of cards offered by Synchrony Bank here: https://wallethub.com/credit-cards/synchrony-13003490i.

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How long does it take to get approved for the Belk Credit Card?

The Belk Credit Card approval decisions are usually issued immediately. However, in rather rare cases, it can take up to 4 weeks to get a decision. If 4 weeks have passed since submitting your application, please call the issuer, Synchrony Bank, at 800-530-6886.

You will receive your full credit card number and credit line by regular mail 7-10 business days after your account is approved.... read full answer

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