How much are Belk points worth?

This question is about Belk

WalletHub, Financial Company

@WalletHub 09/02/20 First posted on 09/03/20
Last reviewed on 09/02/20

Belk points are worth 1 cent each, on average. For example, 10,000 Belk points have a dollar value of roughly $100. As a result, Belk points are less valuable than the average department store's rewards points, which are valued at 1.72 cents each.

The easiest way to calculate the value of a retailer’s rewards points for any redemption method is to determine the dollar value of what you’re redeeming for, minus any taxes and fees that you’ll still have to pay, and then divide that amount by the number of points you’re required to redeem. For your convenience, here’s the formula for Belk points:

Dollar Value of Redemption Item / Number of Belk Points Needed = Belk Point Value

How to Earn More Belk Points

It’s important to remember that while you can’t change the redemption values of Belk points, you can increase the rate at which you earn them. One of the best ways to increase the number of Belk points that you earn is to apply for either the Belk Mastercard or the Belk Store Credit Card. That can also help you reach a higher status tier in the Belk Rewards program, further boosting your earning potential.

Belk Points vs. The Competition

Rewards Program	Average Point Value	Value of 1,000 Points
Belk Rewards	1 cent	$10
JCPenney Rewards	5 cents	$50
Macy’s Rewards	1 cent	$10
Nordstrom Fashion Rewards	1 cent	$10
Neiman Marcus InCircle	1 cent	$10

People also ask

Where can I check my Belk Rewards Credit Card balance?

You can check your Belk Rewards credit card balance online or you can download the Belk app where you can manage your credit card account, schedule payments and make purchases. For technical support, call 866-560-4456.

Alternatively, call 877-295-2080 to check your Belk Rewards credit card balance by phone.

What are the minimum Belk Credit Card credit score requirements?

The minimum Belk credit card credit score requirements are fair credit, or a score of at least 640.

That's common for store credit cards. In addition to your credit score, other factors such as your income, debt, payment history on credit accounts and recent hard inquiries will also matter.

So make sure you meet the credit score requirements first and if that's the case, give it a go! Good luck!… read full answer

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