What are the Cabela's Credit Card approval requirements?

The Cabela's Credit Card's starting credit limit is $300. And if you're particularly creditworthy, your credit limit might be a lot higher than that.

The Cabela's Credit Card credit limit that you start with isn't necessarily your credit line forever. You can ask for a credit limit increase by calling the number on the back of your card. Also, the issuer will evaluate your account periodically to determine if you're eligible for a higher limit. The best thing you can do to improve your chances of this happening is to always pay your bills on time and stay well below your current credit limit.… read full answer

The easiest way you can pay your Cabela's Credit Card is either online, or over the phone at (800) 850-8402. Alternatively, you can make a payment at any U.S. Cabela's retail location, or by mail. Setting up Auto Pay is also available when paying online or over the phone.

Here’s how you can pay your Cabela's Credit Card:… read full answer

• Online:
  To pay your Cabela's Credit Card bill online, log into the Cabela’s Credit Card website, click the “Make A Payment” button and enter the amount you’d like to pay. Next, you can select your preferred payment account or add your bank account and routing numbers as a form of payment. Then, choose the date you want your payment to post, and click “Submit Payment.”
• Phone:
  To make a Cabela's Credit Card payment by phone, call (800) 850-8402. Make sure to have your credit card number nearby, because you’ll be asked for the number. The automated system will guide you through the payment process.
• At a store:
  Alternately, you can pay your Cabela's Credit Card with cash or a personal check inside any Cabela’s or Bass Pro Shops location. Simply visit the CLUB booth inside. Make sure to bring your credit card and your bill with you, too.
• Mail:
  Finally, you can mail in a Cabela's Credit Card payment by sending a check or money order to:
  
  Capital One – Cabela’s CLUB
  P.O. Box 71083
  Charlotte, NC 28272-1083

Keep in mind that payments via mail take the longest time to post. So, in order to avoid being late, always send your payments at least 5-7 days before your due date.

You need a credit score of at least 700 (good credit) for the best Capital One credit card offers. However, other options are available for people with lower scores. It is possible to get approved for a credit card from Capital One with limited credit history or a bad credit score, for example.… read full answer

Capital One Credit Score Requirements by Card

• Capital One Venture Rewards Credit Card: 700 (Good credit)
• Capital One VentureOne Rewards Credit Card: 700 (Good credit)
• Capital One Quicksilver Cash Rewards Credit Card: 700+ (Good credit)
• Capital One SavorOne Cash Rewards Credit Card: 700+ (Good)
• Capital One Venture X Rewards Credit Card: 750+ (Excellent)
• Capital One Platinum Credit Card: less than 3 years of credit history (Limited History credit)
• Capital One Platinum Secured Credit Card: 300+ (Bad credit)
• Capital One QuicksilverOne Cash Rewards Credit Card: less than 3 years of credit history (Limited History credit)
• Capital One Quicksilver Secured Cash Rewards Credit Card: 300+ (Bad credit)
• Capital One Savor Cash Rewards Credit Card: 700+ (Good credit)
• Journey Student Rewards from Capital One: less than 3 years of credit history (Limited History credit)

If you’re not sure which Capital One card you’ll be able to qualify for, it’s easy to get pre-qualified for a credit card on the issuer’s website. You may also want to check your credit score before you apply, just so you have a better idea of what to expect.

You should also note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for a Capital One credit card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status, and housing status.