What are the Choice Privileges brands?

The difference between cash back and points is that the former is the most versatile type of credit card rewards, as it can be redeemed for anything, and there’s never any doubt about how much it’s worth. Points, on the other hand, have a value set by the credit card company and tend to be worth the most when redeemed for travel. Credit card companies won’t always clearly disclose points values, and those values can change over...

Choice Privileges points expire after 18 months with no account activity as well as when you close your account with unused rewards. To prevent Choice Privileges points from expiring, redeem your points on a regular basis and make sure to cash in any unredeemed rewards before closing your account.

When Choice Privileges points will expire:

• After 18 months without account activity.
• When you or Choice Privileges closes the account.

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Choice points are worth 0.94 cents each, on average. That means 10,000 Choice points have a value of about $94. Plus, Choice points are less valuable than the average hotel points, which are worth roughly 0.95 cents each.

It's important to remember that the value of Choice points depends on how they are redeemed. They have the most value when used for Choice Privileges hotel reservations. You can easily calculate the value of Choice points...