WalletHub, Financial Company
The credit score needed for the Dillard's Store Card is 640+. This means that you need at least fair credit to qualify for this card.
But your credit score isn’t the only thing the issuer will take into account while considering your application. Various other factors will also determine the outcome, like your credit history, income and any debts you might have.
At this point, it is worth noting that you can check out your credit score for free on WalletHub to see where you stand.
Ultimately, if your credit score is higher than 700, you might be better off applying for the Dillard's Credit Card.
Isaac Rockall, Member
You need a score of about 640 to get this store card. There's no such thing as guaranteed approval, but if you've got at least a Fair score, you should have pretty good odds.
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