What stores get you Discover card cashback?

The Discover cash back bonus pays you back a certain percentage of the money you spend as a reward. The Discover cash back bonus can be redeemed either at select merchants or for cash. More specifically, there are three types of Discover cashback bonuses:

• 5% bonus rate: You earn 5% cash back on up to $1,500 spent per quarter in bonus categories (which change every quarter and require activation), and 1% back on all other purchases. The Discover credit cards that offer this deal are the Discover it® Cash Back, the NHL® Discover it®, and the Discover it® Student Cash Back.… read full answer
• Cash back in categories that don’t change: Other Discover cards offer a cashback bonus in certain categories that never change. Discover it® chrome, Discover it® Student chrome and Discover it® Secured Credit Card offer 2% cash back at gas stations and restaurants (up to $1,000 spent each quarter combined), and 1% back on all other purchases.
• Cashback Match: There’s a final Discover cashback bonus that all Discover cards have. With Cashback Match, Discover will match all the rewards you earn the first year your account is open. So, if you rack up $500 in rewards during the first 12 months, for example, Discover will tack on another $500 as an anniversary present.

Discover’s 2% cash back bonus and Cashback Match are fairly simple, but there are several other details you’ll need to know about the 5% bonus. To start, Discover has a cash back calendar showing when the categories rotate. And to get the 5% Discover cashback bonus, you need to “activate” it every quarter. You can easily do so by logging in to your Discover account from their cash back bonus page. You can activate the new categories on the first day of the quarter.

Yes, you can get cash back on your Discover credit card, in the form of statement credit. You can also deposit any amount to your bank account.

To do this, sign in to your Discover account and click on “Rewards”. Then, select “Redeem Cashback Bonus” to be redirected to the redemption page where you can see your balance.… read full answer

Other ways to redeem the Cashback Bonus are:

• To pay at Amazon.com or PayPal checkout
• To purchase gift cards starting at $5
• Charity

The Discover card grocery store list does not include “big-box” stores such as Walmart and Target. Discount stores, convenience stores, wholesale clubs, and supercenters are not on the list, either. But you might still get a bonus for making purchases at some of these locations if they are included in the bonus category throughout the year. More specifically, the Discover 5% Cashback Bonus categories for 2023 are the following:… read full answer

• January - March: Grocery stores, fitness clubs, drug stores, and select streaming services
• April - June: To be announced
• July - September: To be announced
• October - December: To be announced

Here’s how Discover’s rotating bonus categories work:

For those who aren’t familiar with Discover’s rotating bonus categories, this is how it works: Certain Discover cards offer a 5% cash back bonus for purchases at grocery stores and other spending categories that change every quarter. The 5% cash back bonus is limited to the first $1,500 spent in a specific quarter’s categories. Purchase amounts over the limit will earn 1% cash back. Cardholders must sign up for each new category to receive the cash back bonus.