No, Chase points don’t expire as long as your account is open. However, you can lose your points if you:
Close your account
Chase closes you’re account due to delinquency or suspicions of fraud
These are some reasons why it’s still a good idea to redeem on a regular basis. Another reason, in case you’re interested, is what’s known as rewards devaluation.
Basically, a credit card company can reduce the value of your points or miles by increasing the number needed to redeem for a free flight, statement credit, etc.
The easiest way you can redeem Chase rewards is online, but you can also do that over the phone at (800) 432-3117. You can redeem Chase rewards for gift cards, travel, statement credits and cash. Chase points are generally worth 1 cent each, regardless of what they’re redeemed for. If you’re redeeming for cash, you can also go to a Chase branch. You’ll get your money as a statement credit or as an electronic deposit to the bank account...
Chase points are worth 1 cent per point on average. The main exceptions are points earned with the Chase Sapphire Preferred, Sapphire Reserve and Ink Business Preferred cards, which are worth 25% to 50% more when redeemed for travel through Chase Ultimate Rewards.
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