You need 100,000 Chase points for $1,000 with most Chase credit cards and redemption methods. Some Chase travel rewards cards give extra value when you redeem for travel through Chase Ultimate Rewards, in which case you could get $1,000 with fewer points.
The easiest way you can redeem Chase rewards is online, but you can also do that over the phone at (800) 432-3117. You can redeem Chase rewards for gift cards, travel, statement credits and cash. Chase points are generally worth 1 cent each, regardless of what they’re redeemed for. If you’re redeeming for cash, you can also go to a … read full answerChase branch. You’ll get your money as a statement credit or as an electronic deposit to the bank account of your choice.
Here’s how to redeem Chase rewards:
Online: For online redemption, log in to your Chase account and go to the Chase rewards portal. From there, you’ll be able to book trips, buy gift cards, request statement credits, etc.
By phone: To redeem by phone, call Chase customer service at (800) 432-3117. Enter your account number to connect to a customer service representative. State that you want to redeem rewards.
At a Chase branch: You can request a statement credit or bank account deposit in exchange for your Chase rewards at any Chase branch. You just need your account number and a picture ID. But you won’t actually get cold hard cash on the spot.
Different Chase cards have different rewards programs. One card might give you the most rewards for travel, another for everyday purchases. So, you’ll want to pick a card with a reward structure that matches your lifestyle.
For all Chase cards in the Ultimate Rewards program, except Chase Freedom Flex℠ and Chase Freedom Unlimited®, you can also transfer Chase points to 14 airline and hotel loyalty programs at a 1:1 ratio. Whether or not that’s a good deal depends on the value of the loyalty program’s miles. Chase travel partners include United, British Airways, Southwest, IHG, Marriott and others.
You can book travel with Chase travel rewards by visiting the Chase Ultimate Rewards travel portal through your online account. There, you can search for flights, hotels, rental cars, cruises, vacation rentals, and more. Plus, you can book your travel with your points, with cash, or a mixture of the two.… read full answer
How to book travel through the Chase Ultimate Rewards travel portal
Navigate to the Chase Ultimate Rewards section of your Chase online account.
Choose “Travel” or “Redeem for Travel” from the menu at the top.
Find a flight, hotel, car rental, vacation rental, cruise, or event to book.
Enter your details on the next few pages. This may include your name/names of passengers, flight and luggage options, dates of events you’re booking, among other things.
Decide how to pay. You’ll be taken to a page that tells you how many points or dollars your travel choices will cost, and you can choose how many points you want to spend. The rest will be charged to your Chase credit card.
If you have Chase Sapphire Preferred or Chase Sapphire Reserve, you can also transfer points to Chase’s hotel and airline partners at a 1:1 ratio. You may be able to find better deals that way, in some cases.
Chase’s travel rewards credit cards are some of the best on the market, particularly the Chase Sapphire Preferred and the Chase Sapphire Reserve cards. Plus, the Chase Ultimate Rewards program generally promotes travel. However, you can always spend your points on cash back or gift cards too if you’d like.
How to earn Chase travel rewards
You can earn Chase travel rewards by charging purchases to any Chase rewards credit card. All Chase Ultimate Rewards points are redeemable for travel. Plus, you can earn even more points via the Shop through Chase section of the Ultimate Rewards portal – up to 25% more points for your dollar, actually.
Some Chase travel rewards can take time to show up in your account. For example, it can take 6-8 weeks for points from an initial bonus to be delivered. Rewards earned through purchases should show up shortly after your statement closes.
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