How much are IHG points worth?

IHG points expire after 12 months with no account activity as well as when you close your account with unused rewards. To prevent IHG points from expiring, redeem your points on a regular basis and make sure to cash in any unredeemed rewards before closing your account.

When IHG points will expire:... read full answer

• After 12 months without account activity.
• When you or IHG closes the account.

Even though IHG points expire only in these select situations, it’s still a good idea to avoid building up a big IHG rewards balance because that would make you more vulnerable to rewards devaluation.

If you’re trying to choose a hotel rewards program and are concerned about rewards expiration policies, you can see how the IHG points expiration policy compares to other popular companies’ policies in the table below.

IHG Points Expiration vs. The Competition

he best IHG Credit Card benefits include a 4th night for free when booking with points and an initial bonus of 175,000 points for spending $3,000 in the first 3 months, offered by the IHG® Rewards Premier Credit Card. IHG credit cards also offer purchase protection, trip cancellation/interruption insurance, and no foreign transaction fees, among other benefits.

Best IHG Premier Credit Card Benefits

Initial bonus: 175,000 points for spending $3,000 in the first 3 months

Ongoing rewards: 10 points per $1 spent at IHG hotels, 5 points per $1 at gas stations, restaurants and on travel, as well as 3 points per $1 on all other purchases

Travel and purchase benefits: Baggage delay insurance, lost luggage reimbursement, purchase protection, trip cancellation/interruption insurance.

Other perks: Complimentary Platinum Elite status, free nights, and a credit of up to $100 every four years to cover the application fee for Global Entry, TSA PreCheck, or NEXUS.

Foreign transaction fee: $0

Annual fee: $99

Initial bonus: 120,000 points for spending $2,000 in the first 3 months

Ongoing rewards: 5 points per $1 spent at IHG hotels, 3 points per $1 at gas stations and restaurants, utilities internet, cable, phone services, select streaming services, as well as 2 points per $1 on all other purchases

Travel and purchase benefits: Baggage delay insurance, lost luggage reimbursement, purchase protection, trip cancellation/interruption insurance.

Other perks: 4th night free when booking with points.

Foreign transaction fee: $0

Annual fee: $0

Initial bonus: 140,000 points for spending $3,000 in the first 3 months

Ongoing rewards: 10 points per $1 spent at IHG hotels, 5 points per $1 at gas stations, restaurants, on travel, select advertising and office supply stores, as well as 3 points per $1 on all other purchases

Travel and purchase benefits: Purchase protection, trip cancellation/interruption insurance.

Other perks: Free nights, complimentary Platinum Elite status, and a credit of up to $100 every four years to cover the application fee for Global Entry, TSA PreCheck, or NEXUS.

Foreign transaction fee: $0

Annual fee: $99

Ultimately, it is worth noting that all the IHG credit cards offer $0 fraud liability, which is a common benefit across all credit cards.

The best IHG credit card bonus is 175,000 points for spending $3,000 in the first 3 months, offered by the IHG® Rewards Premier Credit Card. This is one of the biggest bonuses available from any hotel credit card right now, and it’s worth $1,225 when used for IHG hotel reservations. Plus, the IHG Premier also offers 3 - 10 points per $1 spent on purchases.

The IHG Premier bonus should post to your account within 6-8 weeks after you meet the spending requirement. Just keep in mind that this offer is only available for new cardholders. You’re not eligible for this bonus if you are a current cardholder of any of the IHG credit cards or have received a similar bonus within the past 24 months.... read full answer

IHG Credit Card Bonus Offers & Rewards

Initial Bonus: 175,000 points for spending $3,000 in the first 3 months

Ongoing Rewards: 10 points per $1 spent at IHG hotels, 5 points per $1 at gas stations, restaurants and on travel, as well as 3 points per $1 on all other purchases

Other Perks: Complimentary Platinum Elite status, free nights, and a credit of up to $100 every four years to cover the application fee for Global Entry, TSA PreCheck, or NEXUS.

Annual fee: $99

Initial Bonus: 120,000 points for spending $2,000 in the first 3 months

Ongoing Rewards: 5 points per $1 spent at IHG hotels, 3 points per $1 at gas stations and restaurants, utilities internet, cable, phone services, select streaming services, as well as 2 points per $1 on all other purchases

Other Perks: 4th night free when booking with points.

Annual fee: $0

Initial Bonus: 140,000 points for spending $3,000 in the first 3 months

Ongoing Rewards: 10 points per $1 spent at IHG hotels, 5 points per $1 at gas stations, restaurants, on travel, select advertising and office supply stores, as well as 3 points per $1 on all other purchases

Other Perks: Free nights, complimentary Platinum Elite status, and a credit of up to $100 every four years to cover the application fee for Global Entry, TSA PreCheck, or NEXUS.

Annual fee: $99

Finally, it’s useful to note that you don’t have to spend all your bonus rewards at IHG-branded properties. You can also spend them at one of the many other chains IHG owns, like Holiday Inn or Crowne Plaza. Plus, you can redeem your points for digital products, online shopping, and charitable donations, among other things.