Each and every applicant has a different situation in terms of credit score, debt-to-income ratio, recent hard inquiries and past negatives. These are a few of the factors the issuer will consider when determining your credit limit.
If you are unhappy with your initial Saks Fifth Avenue Store Card credit limit, you can request an increase through your online account or by calling the customer service number on the back of your card.
There is no general starting credit limit for Capital One credit cards. Your credit limit will be based on your creditworthiness once your application has been approved.
When determining credit limits, factors such as your debt-to-income ratio, repayment history and the length of your credit history will play a significant role. Unfortunately, there's no surefire way of knowing your credit limit before applying and getting approved for a Capital One credit card.… read full answer
How to get a higher Capital One credit card credit limit:
If you're not happy with the limit you have received, you can apply for an increase online once you've made payments on time for several months. Capital One uses soft pulls for these credit inquiries, so requesting a credit limit increase won't affect your credit score.
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