How much are TD Bank points worth?

Credit card points are worth an average of 1 cent apiece, though credit card point values usually range from 0.5 cents to 1.5 cents per point, depending on the card and the redemption method. For example, you might spend 2,500 points on a $25 gift card, but the same number of points might only get you $15 when redeemed for merchandise.... read full answer

More credit cards reward users with points than you might think, too. For instance, some so-called “cash back” cards actually give points, which cardholders can redeem at a rate of 1 cent per 1 point.

Average Credit Card Point Values by Issuer:

High Credit Card Point Values:

• U.S. Bank FlexPerks Gold: 1.5 cents per point when redeemed for plane tickets, hotels, and rental cars.
• Chase Sapphire Reserve: 1.5 cents per point when redeemed for travel through Chase Ultimate Rewards; 1 cent per point for other redemption methods.
• J.P. Morgan Reserve: 1.5 cents per point when redeemed for travel through Chase Ultimate Rewards; 1 cent per point for other redemption methods.
• Chase Sapphire Preferred: 1.25 cents per point when redeemed for travel through Chase Ultimate Rewards; 1 cent per point for other redemption methods.
• Citi Premier: 1.25 cents per point when redeemed for travel through Citi ThankYou; 1 cent per point for gift card redemptions; 0.5 cent per point for cash back redemptions.

It’s important to note that credit card points can get devalued at any time by the card issuer. That means the point values listed above can change. Usually, card issuers will reserve the right to change rewards programs - including point values - in the card’s terms and conditions.

For example, a card issuer can decide that a $300 plane ticket should cost 1,000 more points than it does currently, which in turn lowers the redemption value of the reward point. That’s why cash back is usually a better value than points - $1 in cash back will always be worth $1.

You can check your TD Bank Cash Credit Card points balance online or through the mobile app. Alternatively, you can check your balance by phone at (888) 561-8861.

Here’s how to check your TD Bank Cash Credit Card points balance:

• Online: Log in to your online account. On the Card Access area, find your TD credit card account listed under “Credit.” Your points balance is on the right. If you’re not already registered for internet banking, you can register ... read full answeronline.
• Through the mobile app: Download the app (for Android or iOS). Then, simply select "Accounts" from the Home Screen. You will be prompted to log in to the TD app. Once authenticated, you will be able to see your points balance.
• Via phone: Contact TD credit card customer service at (888) 561-8861.

Apart from checking your points balance, you can also manage your account online. For instance, you can pay your bill, view account balances/activity, and more.

You can redeem your TD Bank Cash credit card rewards online or the TD app. Select the Pay With Rewards link on the Activity Page.

Choose the dollar amount you wish to redeem to make a payment.

Follow the prompts and complete by clicking on the Pay With Rewards button.