Do I get free shipping with my Torrid Credit Card? This question is about the Torrid Credit Card

Do I get free shipping with my Torrid Credit Card?

Answer Question Report Abuse

This question is about the Torrid Credit Card

Brianne Larch, WalletHub Credit Card Analyst

@BrianneLarch • 07/12/21 This answer was first published on 03/19/20 and it was last updated on 07/12/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

Permalink Report Abuse

No, you do not get free shipping with your Torrid Credit Card. At least, this is not a benefit offered directly by this credit card.

However, you can get free shipping by becoming a member of the Torrid Loyalist or VIP program, no card required, by spending $500+ each year. Apart from free standard shipping, both programs also come with special birthday offers and more.

Answer Question

How much are Torrid points worth?

Torrid points are worth 6 cents each, on average. For example, 10,000 Torrid points have a dollar value of roughly $600. As a result, Torrid points are more valuable than the average clothing store's rewards points, which are valued at 3.18 cents each.

The easiest way to calculate the value of a retailer’s rewards points for any redemption method is to determine the dollar value of what you’re redeeming for, minus any taxes and fees that you’ll still have to pay, and then divide that amount by the number of points you’re required to redeem. For your convenience, here’s the formula for Torrid points:... read full answer

Dollar Value of Redemption Item / Number of Torrid Points Needed = Torrid Point Value

How to Earn More Torrid Points

It’s important to remember that while you can’t change the redemption values of Torrid points, you can increase the rate at which you earn them. One of the best ways to increase the number of Torrid points that you earn is to apply for the Torrid Credit Card. That can also help you reach a higher status tier in the Torrid Rewards program, further boosting your earning potential.

Torrid Points vs. The Competition

Rewards Program	Average Point Value	Value of 1,000 Points
Torrid Rewards	6 cents	$60
Gap Bright Rewards	1 cent	$10
Lane Bryant Rewards	0.33 cents	$3.3
Forever 21 Rewards	1.67 cents	$16.7
Hot Topic Rewards	5 cents	$50

show less

What's the Torrid credit card credit score requirement?

To get the Torrid, you'd need a credit score of 640 or above. It's the general rule of thumb for store cards, and this one is no different. That being said, you can't get approved on score alone: they'll look at your whole file, and pay close attention to your income.... read full answer

show less

WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.

WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by a WalletHub user. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.

Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Ask a Question

140

Ask Question

Ask Your Question

WalletHub Transparency

We are committed to being fully transparent with our readers. Opinions expressed here are the author’s and/or WalletHub editors'. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. In addition, it is not any company’s responsibility to ensure all questions are answered.