What is the Victoria's Secret Credit Card credit limit?

You can get a Victoria’s Secret Credit Card credit limit increase by requesting it online or by calling (800) 695-9478.

Your credit limit may also be automatically increased 6 to 9 months after opening your account. You can improve the chances of this happening by always paying your bills in full, before their due date. A higher income or credit score than when you were approved for the card could also help.... read full answer

Don’t forget that requesting a Victoria’s Secret Credit Card credit limit increase could result in a hard inquiry on your credit report. This may negatively affect your credit score, but only for a little while.

A credit score of 640+ is needed for the Victoria's Secret Credit Card; this means you need at least fair credit to get this card.

It is also worth noting that, apart from your credit score, various other factors will be taken into account for your approval. Your credit history, income and any debt you might have will also determine the outcome of your application.... read full answer

Ultimately, you can check your credit score for free on WalletHub to get a better sense of where you stand.

The credit limit on a Visa card can be as low as a few hundred dollars or as high as $50,000+, depending on the card and each applicant’s creditworthiness. However, keep in mind that the credit limit isn’t actually set by Visa. The issuers are in control of setting the credit limit. As a card network, Visa is more about where the card is accepted than anything else.... read full answer

Here’s what you should know about the Visa credit limit:

• Visa credit limits vary because they depend on each credit card applicant’s credit score, annual income, outstanding debt and employment status, among other factors.
• Visa credit card limits also vary because many different banks and credit unions issue Visa cards, and each issuer sets its own credit limits. In other words, Visa does not set credit limits – card issuers do.
• In most cases, you actually won’t know the credit limit of the Visa you intend to apply for. Credit limits often aren’t advertised, and you can usually only find a minimum limit if it’s specified in the card terms.
• In general, applicants with good credit or better will often get approved for credit limits between $5,000 and $15,000. Applicants with bad or fair credit are more likely to get a credit limit in the $300-$5,000 range.

Even if the credit line you receive on your Visa card isn’t what you were hoping for, you can always work to improve it. Many card issuers will check periodically to see if your account warrants an automatic credit line increase. They’ll occasionally increase the credit limit of customers who keep their accounts in good standing and use their credit wisely. If you don’t want to wait for it to happen automatically, you can request a credit limit increase by calling your card’s issuer.