Lane Bryant points are worth 0.33 cents each, on average. For example, 10,000 Lane Bryant points have a dollar value of roughly $33. As a result, Lane Bryant points are less valuable than the average clothing store’s rewards points, which are valued at 3.18 cents each.
The easiest way to calculate the value of a retailer’s rewards points for any redemption method is to determine the dollar value of what you’re redeeming for, minus any taxes and fees that you’ll still have to pay, and then divide that amount by the number of points you’re required to redeem. For your convenience, here’s the formula for Lane Bryant points:… read full answer
Dollar Value of Redemption Item / Number of Lane Bryant Points Needed = Lane Bryant Point Value
How to Earn More Lane Bryant Points
It’s important to remember that while you can’t change the redemption values of Lane Bryant points, you can increase the rate at which you earn them. One of the best ways to increase the number of Lane Bryant points that you earn is to apply for the Lane Bryant Credit Card.
No, you can’t use store credit cards anywhere. They only work at the merchants they’re connected with. For example, the Target Credit Card, is solely for Target purchases. It’s not always one retailer, though. If multiple brands are owned by the same parent company, you should be able to use any one of their store cards for purchases from all of the brands. For instance, you can use the store version of the Old Navy Credit Card at Gap, Banana Republic and Athleta in addition to Old Navy. And you can use the Amazon.com Store Card at Hoot.com, Audible.com, Comixology.com along with other Amazon products and services.… read full answer
What’s confusing is that some credit cards are affiliated with specific retailers but qualify as co-branded cards, not store cards. The difference is that a co-branded credit card belongs to a card network: Visa, Mastercard, American Express or Discover. And it can be used anywhere that network is accepted. So if your card doesn’t have a network logo on it, it’s a store credit card.
Here’s why you can’t use store credit cards anywhere:
Store credit cards can only be used at the retailers they’re affiliated with, which may include more than one merchant.
The fact that store cards have limited acceptance is part of the reason they’re easier to get, generally requiring just fair credit for approval.
Store cards are not the same as co-branded cards. Co-branded cards are associated with a particular company or organization but also belong to one of the four major card networks. So you can use them anywhere that accepts credit cards.
The visual difference between store cards and co-branded cards is that co-branded cards feature the logo of a credit card network (Visa, Mastercard, Amex, Discover) while store cards do not.
Many retailers actually offer two versions of their cards: one co-branded and another store-only. And there’s often just one application. The issuing bank decides which one you get, if any, based on your credit standing. You’ll generally need good credit or better to get a co-branded card. The Best Buy® Credit Card, for instance, requires good credit or better (700+), but those with at least fair credit (640+) may qualify for the Best Buy® Store Card. You can check your latest credit score for free on WalletHub.
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