Can I get an overdraft protection plan on an Everyday Checking account?

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Say I go to a store and I need an extra $50.00 but I don't have the funds in my account. Will the bank offer me that overdraft?

This question is about the Wells Fargo Everyday Checking

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@WalletHub • 08/19/16 This answer was first published on 08/19/16. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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If you are interested in the overdraft protection plan, then the bank will transfer the funds from your linked savings account, line of credit account or credit card. For this transfer the bank will assess a $12.50 fee per each item. You can add the overdraft protection feature online here: https://www.wellsfargo.com/checking/overdraft-services/. You might be interested in the Debit Card Overdraft Service, which the bank will approve at its discretion, to pay for ATM and everyday debit card transactions. For this service there, is no fee if you make a sufficient deposit or transfer to cover a negative balance before the cutoff time on the same business day. If your account is overdrawn, the standard overdraft fee of $35 per item will apply. You can add this feature to your account online here: https://www.wellsfargo.com/checking/overdraft-services/.

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