If you have the overdraft protection free savings transfer option, you need to link the 360 savings account to your 360 checking account. In order to do that, you need to:
sign in to capitalone360.com;
click on your “360 Checking”;
go to the “Overdraft” tab;
click on “Set Up” in the Free Savings Transfer area;
choose the 360 Savings account you want to link to your 360 Checking and hit “Continue”;
validate the overdraft protection and hit “Submit”.
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