CCB/PPC stands for “Comenity Capital Bank/PayPal Credit.” If you see this on your credit report, it means one of two things. First, you may have applied for a PayPal Line of Credit, which gives you 6 months to pay off purchases of $99 or more. Or someone else could have applied for this line of credit in your name, which would be fraudulent and something you’d need to act on immediately.
Here’s what CCB/PPC means:
CCB/PPC is short for “Comenity Capital Bank/PayPal Credit.” PalPal Credit is a revolving line of credit from PayPal managed by Comenity Capital Bank.
PayPal Credit gives you 6 months to pay on purchases of $99 or more. If you pay in full within those 6 months, you pay no interest. If you don’t, you’ll owe interest at a 25.49% (V) APR dating back to when you made the purchase, like it was always there.
If you applied for a PayPal credit account, that would have generated a hard inquiry on your credit report, represented as “CCB/PPC.”
If you don’t use PayPal Credit, someone may have fraudulently opened an account in your name. In that case, you should call PayPal right away at 1-866-528-3733, dispute the records on your credit report, and consider filing an identity theft report.
PayPal Credit doesn’t have any kind of annual fee. But you’ll still pay a flat fee of 2.9% + $0.30 for each transaction you make. That’s the same fee you’d ordinarily pay when using a credit card or debit card to send money through PayPal.
“BBY/CBNA” is a credit report code that stands for Best Buy/Citibank North America. It refers to one of the Best Buy-branded credit cards issued by Citi. If you have such a card or recently applied for one, seeing this noted on your credit report is normal.
CB INDIGO on your credit report refers to the Indigo Platinum Mastercard, issued by Celtic Bank. CB stands for Celtic Bank, while INDIGO refers to Indigo Card.
Seeing CB INDIGO on your credit report is nothing to worry about if you have the Indigo Credit Card or you recently applied for it.… read full answer
If you do not have the Indigo Card and did not recently apply for it, you should file a dispute with the credit bureau that produced the credit report containing CB INDIGO. It’s also a good idea to check your other credit reports and take additional steps to protect yourself against fraud.
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