What's the best Chase signup bonus?

This question is about Chase

Lisa Cahill, Credit Cards Moderator

@lisacahill 01/21/21

The best Chase Bank signup bonus is $200 for opening a Chase Total Checking account and doing a direct deposit within 90 days. There’s also a $150 bonus if you open a Chase Savings account, deposit at least $10,000 within 20 days, and maintain that balance for 90 days.

Besides bonuses for opening a new Chase bank account, Chase also has some excellent credit card signup bonuses. The best Chase credit card signup bonus is 60,000 points from the Chase Sapphire Preferred® Card once you spend $4,000 within 3 months of opening an account. Those 60,000 points are worth $750 when redeemed for travel.

Best Chase Signup Bonuses

Chase Total Checking: $200 when you open an account and make a direct deposit within 90 days.
Chase Savings Account: $150 when you open an account and make a deposit of at least $10,000 within 20 days, then maintain that balance for 90 days.
Chase Sapphire Preferred® Card: 60,000 points once you spend $4,000 in the first 3 months.
Chase Freedom Unlimited®: $200 when you spend $500 in the first 3 months.
IHG® Rewards Club Premier Credit Card: 140,000 points once you spend $3,000 in the first 3 months.

These signup bonuses certainly sweeten the deal if you’ve been considering a new Chase card or bank account recently.

People also ask

How can I open an account online and deposit funds with my credit card?

Please visit Chase’s checking account website page here: https://www.chase.com/checking/chase-coupon to open a new account. You will be able to deposit funds with your credit card, but a $500 limit will apply and this deposit will be regarded as cash advance by the credit card company.

What's the easiest unsecured credit card to get approved for?

The easiest unsecured card to get is the Fingerhut Credit Account. But it won’t suit everyone’s needs. Fingerhut is an online marketplace, and its card can only be used to make purchases on the site. So while it will give you an unsecured line of credit, it won’t really help you cover emergency expenses.… read full answer

If you’re looking for a card that can be used for anything, the Credit One Bank® Visa® Credit Card is your best bet. You can get approved for it with bad credit. It offers a $300 starting spending limit. And you can use it wherever Visa is accepted.

Those aren’t your only options, though. WalletHub’s editors compared all of the unsecured credit cards in our database of 1,000+ offers. And we selected our favorite easy-to-get offers.

Easiest Unsecured Credit Card to Get Approved For

Fingerhut Credit Account: Overall

Credit One Bank® Visa® Credit Card: Rewards

Capital One® Spark® Classic for Business: Small Business

Petal® 2 Visa® Credit Card: Limited Credit

Deserve® EDU Mastercard for Students: Students

The easiest unsecured credit cards to get generally work best for minor emergencies. You will only receive a small amount of spending power, after all.

Unsecured credit cards for people with bad credit also tend to be very expensive, charging lots of fees and high interest rates. So if you don’t need a small emergency loan, the best course of action is to improve your credit inexpensively with a secured card. Secured cards are cheaper than unsecured cards, build credit just as effectively, and offer the closest thing you’ll find to guaranteed approval.

To learn more, check out WalletHub's complete list of the year’s easiest credit cards to get approved for.

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