Linda L. Jacob, Certified Financial Planner (r), Accredited Financial Counselor (r)
@LindaJacob
Just think of the check register as a list of your spending and income. You will add the deposits under the "credit" line, and subtract the spending under the "debit" line. The running total is kept on the far right column.
Let's say you put in $100.00 to open your account. You would write $100.00 on the far right column.
Next you spent $20.00 and bought a new shirt. You would go to the first line, write the check number or if you used your debit card you can write "card" in the first column. Next put the date your spend the money, then in the next column put where you spent the money. Next to that you put the dollar amount and subtract that from your balance in the right column. In this case $100.00 minus $20.00 is $80.00 so you put your new balance as $80.00. Keep recording your spending.
If you make a deposit, it's much the same way except you put it in the "credit" column and add it to the total.
Your bank statement probably has a nice written description on the back. You can also go to your bank. One of the personal bankers or tellers will be happy to demonstrate for you. If they don't help, consider getting a new bank.
I hope this helps. Good luck!
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