No, U.S. Bank does not have a minimum balance requirement for its checking accounts. You can withdraw up to the amount available on your account, and even beyond that, if you sign up for Overdraft Protection and link another account from which the missing funds can be deducted. Please keep in mind that even though there is no minimum balance required, you will be assessed a monthly maintenance fee if you don’t set up direct deposits of at least $1,000 per month. For more information, you can give U.S. Bank a call at 800-872-2657.
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