Hi! Good question – we all know that CHECKS can easily go through most mobile apps to most banks, but money orders are a little different. It looks like most banks allow checks AND money orders to be deposited through their individual bank mobile apps. Some banks don’t have that option quite yet, but it looks like banks are adding this service more and more, so if your bank doesn’t have it now, they may soon. So if, for example, you bank at Chase or Wells Fargo, you would download their app and then be able to deposit your checks and money orders right there on your smartphone. Hope this help. Best wishes to you and thanks for writing!
Today, most banks allow mobile check deposit of personal checks, business checks, money orders, treasury checks and more. As a general rule, any check you can deposit in-person at a local branch can be deposited via mobile check deposit using your bank's app. With mobile deposit, be sure you know your bank's check hold policy for mobile deposits. This varies significantly from bank to bank - some make funds available immediately; other hold the check for 2-7 business days. Other banks vary their mobile check deposit policies based on the customer relationship - how long you've banked there, the number and balances of accounts, etc. Best bet is to call, email or live chat the particular bank you plan to make the deposit and find out ahead of time so there isn't a surprise on the funds availability in the event you need access to the money right away.
U.S. Bank for sure does on their everyday checking
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.