Your question is somewhat open-ended and I will try to give you some guidance so you get started. There is actually no question that you will need liability insurance and you should speak to a business broker to determine if you need anything more than the minimum. In the meantime, you first need to protect your personal assets from those of the business assets in order to protect you and your family. Seriously consider establishing a one-person LLC and running your new business through the LLC. This in and of itself will provide you with a significant level of liability protection in addition to any liability insurance you should carry. I think you'll find that $500,000 or $1 million of liability insurance is extremely inexpensive. Therefore, a combination of the liability insurance and the LLC should give you the protection you're looking for as you get started. I hope this helps and good luck
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