Obviously, you need some type of commercial liability policy and you might check with your existing insurance agent to find out if they issue these type of policies. Just as important if not more important is to make sure the business is either structured as a LLC or an S corporation. The primary purpose of wrapping the business in one of these two entities is to limit any liabilities to the assets of the entity and to eliminate the possibility that a lawsuit could reach for your personal assets. Although you might want to consider using a lawyer to set up the entity, you can pretty much do this yourself and you begin by checking with the Secretary of State's office in your state of residence, selecting a name and seeing if it's available for the new business. This is not very expensive and as far as LLC is concerned, you can probably do it yourself. If on the other hand you decide to use an S corporation, it might be a little more complicated. I would check with a couple of attorneys to see what they would charge to do the paperwork and request a corporate minute book for the business. The key to what you're about to do is to eliminate the possibility that if an error occurs and a lawsuit follows, the plaintiff cannot get to your personal assets. I hope this helps and good luck
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