“Best” and “balance transfer credit cards for bad credit” don’t really go together, unfortunately. Some secured credit cards may offer decent balance transfer rates and fees, but using one for that purpose doesn’t make much sense. You can’t transfer an amount in excess of your spending limit. And a secured card’s spending limit usually equals the amount of the refundable security deposit that you’re required to place. So you can’t transfer more than you can already afford without borrowing. And if you already have the money, why not pay the creditor you owe directly instead of transferring the balance and paying interest?
Unsecured credit cards for bad credit aren’t much help, either. Most don’t even allow balance transfers, for one thing. Plus, due to extremely high rates and fees, such cards only let you borrow very small amounts. So you’re unlikely to be able to transfer much of a balance, anyway.
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