One of the best credit cards for teachers is the Amazon Visa. Since teachers often need to pay out of pocket for school supplies, having a card that gives up to 5% cash back on Amazon purchases can be really helpful. The National Education Association (NEA) Credit Card is great as well, offering a $150 cashback bonus and free admission to museums so you can gather some lesson material or scope out a potential field trip site. You also can’t go wrong with Citi Double Cash’s 2% cash back on all purchases. And if you want to take a nice trip during summer vacation, Capital One Venture will serve you well, with its $500 sign-up bonus.
Here are the best credit cards for teachers:
Best for Online Purchases: Amazon Visa
$50 Amazon gift card for signing up, or $70 if you have an Amazon Prime membership. 3 points per $1 at Amazon and Whole Foods (5 per $1 with Prime), 2 at gas stations, restaurants and drugstores, 1 everywhere else. No annual fee. Good credit needed.
Best for Gas, Groceries & Museums: NEA Credit Card
$150 cash back for spending $500 in the first 90 days. 3% cash back on your first $2,500 in combined gas, grocery store and wholesale club purchases per quarter. 2% back at grocery stores and wholesale clubs after that, and 1% back on everything else. 10% bonus when you redeem your cash back into a Bank of America bank account. Introductory 0% APR on purchases and balance transfers (3% transfer fee) for 12 months. Free general admission to over 150 museums on the first weekend of every month. No annual fee. Good credit needed.
Best for Cash Back on Everything: Citi Double Cash
2% cash back on all purchases, 1% when you buy and 1% when you pay it off. 0% APR on balance transfers for 18 months with a 3% fee. No annual fee. Good credit needed.
Best for Travel: Capital One Venture Rewards
50,000 miles for spending $3,000 in the first 3 months, worth $500 in travel. 10 miles per $1 at hotels.com/venture, and 2 miles per $1 on all other purchases. $95 annual fee waived the first year. Good credit needed.
Best for Bad Credit: Discover it Secured
2% cash back on $1,000 spent per quarter at restaurants and gas stations, and 1% on everything else. First year’s cash back matched on your account anniversary. No annual fee.
There isn’t one credit card for teachers that’s best in all situations. But plenty offer great perks in spending categories popular among educators. You just have to decide which kind of rewards you want to focus on.