Ms. Arkovich is a Florida licensed attorney for over 25 years. She was former trial counsel for Sallie Mae, ECMC and other student loan servicers and guarantors in the late 1990s and early 2000s. She is a frequent CLE (Continuing Legal Education) lecturer on student loans and consumer debt collection laws for other attorneys. In 1995, Ms. Arkovich started her own law practice in Tampa. Presently the firm handles consumer bankruptcy, debt defense, student loans and foreclosure defense. This includes suing debt collectors for wrongful collection of debts, debt defense, debt settlement and various types of debt resolution.…show more
Michael has experience representing various national banks in Colorado bankruptcy and Colorado foreclosure proceedings. Additionally, Michael has worked for a United States District Court judge, in the Central District of California; the U.S. Department of Justice located in the Northern District of New York; and a federal Bankruptcy judge in the Central District of California. Michael has also worked as an Assistant Professor of Political Science and Justice Studies at Fort Hays State University located in Kansas and continues to teach there as an adjunct instructor of Justice Studies in the Justice Studies department and is a Colorado Bar Exam grader for the Colorado Supreme Court Office of Attorney Admissions. In addition, Michael served in the United States Army upon graduation of high school. Michael received a Bachelor of Arts in Law and Society from the University of California, Santa Barbara and a Master of Public Administration from Syracuse University Maxwell School of Citizenship and Public Affairs in Syracuse, NY. Michael received his Juris Doctor from Syracuse University College of Law as well. His legal experience primarily focuses upon bankruptcy, foreclosure and tax. Michael also enjoys traveling and living abroad. He has lived abroad in Guatemala and the Czech Republic and has traveled extensively throughout Europe, Central America, and South-East Asia. He is an avid skier and snowboarder, taking full advantage of the Colorado High Country when he can find time. You will be delighted to find Michael's easygoing personality working with you throughout the bankruptcy process.…show more
Todd Hertzberg's background and achievements: Todd F. Hertzberg is the founder of the Hertzberg law firm of Arkansas, P.A. Mr. Hertzberg was initially admitted to the Florida Bar in 1983 and admitted to the Arkansas Bar in 2008. Mr. Hertzberg is a graduate of Wheaton College (IL) with a B.A. degree in Economics. Mr. Hertzberg received his law degree (Juris Doctor) with high honors from Kent College of Law in Chicago. Mr. Hertzberg finished his 9 years of post high school formal education receiving a Master Degree in Tax Law (L.L.M.) from the University of Florida, widely recognized as one of the top three tax law programs in the nation. This is important as back taxes can often be discharged in a bankruptcy.…show more
During law school, I worked with criminal defense attorneys, but also decided to explore my options. As it turns out, my favorite jobs were always at firms that used the law to help people manage their debt. By the time I graduated from law school, I absolutely knew that I wanted to practice bankruptcy law. In my last year of law school, I asked attorneys I clerked for what factors influenced their decisions to go solo. Each believed going solo was one of the best decisions in their careers, which initially led me to consider opening my own firm. My own philosophy also convinced me to go out on my own. I believe dedication to my clients is the most important aspect of my profession. I wanted to work for my clients, not for another attorney. In 2008, I began planning my business. The attorneys I clerked for were very encouraging and helped guide me through the process. I will always be grateful for their friendship, mentoring, and support. In 2009, I opened my law practice, and have found that it was one of the best decisions I have ever made. Giving hope to people in tough situations, and helping them improve their lives is personally rewarding. Earning admission to practice in State of South Carolina and the U.S. South Carolina District Courts has been very gratifying. I enjoy working with my colleagues, and I am a member of the following groups and associations: South Carolina Bankruptcy Law Association, Young Lawyers Division, Women’s Law Association, Consumer Law Practice Section, Solo and Small Firm Practice Section, and the York County Bar. Although practicing law requires long hours, in my down time I enjoy taking my two friendly rescue dogs (a Chihuahua/Dachshund mix, and an Italian Greyhound/Pit Bull Mix) on hikes, to the dog park, or to visit family out of town. My other hobbies include playing my guitars, photography, traveling, cooking, golfing, running, swimming, and importantly, following college football! Having spent seven years there earning two degrees, I faithfully support the University of South Carolina Gamecocks.…show more
Gina Rosato has been practicing law for over twenty years. Prior to starting her law firm, Gina worked as in house counsel for multi-national corporations and statewide litigation firms. She has several years of experience in personal injury law due to this. Some of her areas of practice include personal injury and bankruptcy law. In addition to being licensed as an attorney in Florida, Gina is also licensed to practice law in federal court in the Middle District of Florida as a Bankruptcy Attorney.…show more
Daniel Bruce's background and achievements: Daniel Bruce was born in Littlefield, Texas on February 8, 1954, moved to Juneau at the age of five, and graduated from Juneau-Douglas High School in 1972. During his undergraduate years Dan attended the University of Alaska and the University of the Pacific, receiving his B.A. from the University of the Pacific in 1977. Dan received his J.D. from Gonzaga University in 1982, graduating cum laude. Before becoming a lawyer, Dan was a commercial fisherman in Southeast Alaska for 10 years. He was admitted to the Alaska bar in 1983. In addition to the Alaska Supreme Court, Dan is admitted to practice before the U.S. District Court, District of Alaska, Bankruptcy Court for the District of Alaska, United States Court of Federal Claims and the U.S. Court of Appeals, Ninth Circuit.…show more
Gilbert Fleming's background and achievements: Gilbert B. Fleming is a California attorney who has been in practice for over eighteen years. He became interested in Estate Planning and Elder Law when his mother-in-law fell victim to Alzheimer’s disease and his wife asked him to draft a trust that would allow her and her siblings to care for her mother as the disease progressed. He is also the author of a book on How the VA Helps Veterans Pay for Their Assisted Living…show more
Louis is a Magna Cum Laude graduate of the University of Toledo, where he earned a Bachelor of Arts degree. He continued his studies at the University of Toledo, College of Law, where he earned his Juris Doctor degree in 1980. He is admitted to the Ohio Bar and the United States District Court for the Northern District of Ohio. Louis is a member of the Toledo and Ohio State Bar Associations, as well as the National Association of Bankruptcy Trustees. Louis served judicial clerkships for the United States Magistrate's office and the United States Bankruptcy Court, and has served as in-house counsel for Citizen's Federal Savings and Loan and First National Bank of Toledo, now known as Fifth Third Bank of Northwestern Ohio, N.A. Louis practices in the areas of bankruptcy, banking, commercial law, creditors' rights, collections, probate, consumers' law, and real estate. Louis, along with his wife Tina and their children, live in Sylvania, Ohio.…show more
Doug Depew has over 30 years experience as a Kansas bankruptcy attorney and has lectured on bankruptcy law topics for the Allen County Bar Association, Four County Bankers Association, Kansas Bar Association, Kansas Trial Lawyers Association, National Business Institute, Southeast Kansas Bar Association, Thirty-First Judicial District Bar Association and the Wilson County Bar Association. He has been a member of the National Association of Consumer Bankruptcy Attorneys since 1993. In 2004 he was selected by the bankruptcy judges in Kansas to serve on the first Kansas Bankruptcy Bench-Bar Committee. He is co-author of Chapter 3 Exemptions and Prebankruptcy Estate Planning of the Kansas Bar Association's Kansas Bankruptcy Handbook (Third Edition, 2009) and has counseled many clients on Kansas asset protection law and planning. Doug presently serves as Secretary-Treasurer of the Kansas Bar Association's Bankruptcy and Insolvency Section.…show more
