1st Bank Yuma 1st Rate - Rewards Checking

1st Bank Yuma 1st Rate - Rewards Checking  
Offered by: 1st Bank Yuma
15 reviews   Write a Review!
Your Rating: Excellent
Info about the 1st Bank Yuma 1st Rate - Rewards Checking has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.
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1st Bank Yuma 1st Rate - Rewards Checking Rates

Range
$1 - $25,000
$25,001+
Interest Rate
1.490%
0.050%
APY
1.500%
0.050%
  • MINIMUM TO OPEN $100

1st Bank Yuma 1st Rate - Rewards Checking Fees

  • MONTHLY FEE None
  • MIN BALANCE TO AVOID MONTHLY FEE N/A
  • OTHER WAYS TO AVOID MONTHLY FEE N/A
  • PAPER STATEMENT
    FEE
    Info Not Found
  • OVERDRAFT FEE $32
  • NEGATIVE ACCOUNT BALANCE FEE Info Not Found

1st Bank Yuma 1st Rate - Rewards Checking ATM & Debit Card Usage

  • IN-NETWORK ATM TRANSACTION FEE None
  • ATM NETWORK SIZE 40000 ATMs
  • OUT-OF-NETWORK ATM TRANSACTION FEE $2
  • REBATE OF ATM OWNER SURCHARGE Not Offered
  • FOREIGN ATM FEE 1.10% (and $2)
  • DEBIT CARD Mastercard
  • DEBIT CARD FOREIGN TRANSACTION FEE 1.10%

1st Bank Yuma 1st Rate - Rewards Checking Additional Info

  • REWARDS No
  • ONLINE BILL PAY FEE Info Not Found
  • ADDITIONAL REQUIREMENTS In order to earn highest APY you need to have the following monthly requirements: Direct Deposit, Signing on to Online Banking at least once a month, Receiving eStatements, and Having 15 or more POS transactions posted (and settled) to your account per statement cycle. You must be a Yuma County Resident to open this account
  • 1.50% APY PAID ON BALANCES up to $25,000
  • If account does not meet requirements during monthly cycle a 0.05% APY will be earned on entire balance
  • Access to over 40,000 MoneyPass® Network ATMs
Apply Now
at 1st Bank Yuma's
secure site

1st Bank Yuma 1st Rate - Rewards Checking Interest Rate Tracker

Apply Now
at 1st Bank Yuma's
secure site

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about 1st Bank Yuma 1st Rate - Rewards Checking to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

140

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How do I access my accounts? Reply 1

Photo of WalletHub
WalletHub
@WalletHub

You can access your account by enrolling in the online banking service here: https://secure.1stbankyuma.com/UserApply.

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1 Upvote

Where is this bank located? I live in Ga and I am trying to find a credit union to join. Reply

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WalletHub
@WalletHub

The bank’s address is: 2799 S. 4th Avenue Yuma, AZ 85364.

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0 Upvotes
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  • Reviews

1st Bank Yuma 1st Rate - Rewards Checking Reviews

Help fellow WalletHub members save money. Share your insights and review the 1st Bank Yuma 1st Rate - Rewards Checking:
Your Rating:
0
1 2 3 4 5
4.1
Overall Rating: 4.1 / 5
Total Ratings: 15
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    Photo of tamericag
    YesUsefulNo0
    5

    1st bank is definitely a great bank for getting something from your money. The 2%+ interest rates is one of the highest rates in the area. They have no monthly fees for your account either. I am very satisfied with my experiences so far. Customer service has been outstanding so far, and I never have to wait too long to speak to someone. I would highly recommend 1st Bank Yuma to my friends because I've had nothing but positive experiences with them.

    July 14, 2015 · Report Abuse
    01/13/16
    Photo of harretmicky
    HOW I GET A LEGIT LOAN @ 2% INTEREST RATE

    I was not sure of getting a legit loan lender online But when i could not face my Debt any more, my son was on hospital bed for surgery that involve huge money and i also needed some money to refinance and get a good home then i have to seeks for Assistance from friends and when there was no hope any more i decide show more
    Photo of cmlarney01
    YesUsefulNo-1
    5

    loving my checking account with 1st Bank Yuma 1st Rate, the application was smooth and easy enough for a very busy person like me. payment methods are just one click from the website and you don't need to go through that long line. problems with the transactions are always reported and always dealt with asap. you don't need to wait for a customer service because there is one that is always available for you. or you can just go the them directly for a much faster transaction or problem solving matter. they treat you as a high value customer not just another client.

    September 22, 2014 · Report Abuse
    Photo of Boomer123
    YesUsefulNo-1
    5

    1st Bank Yuma 1st Rate checking account is simply one of the best checking accounts around, plain and simple. No other banks even come close. The applications process was one of the easiest around and the bank members simply treat me like family. Theres nothing better than this. Not only that, they were quick and easy with the process. It was a very painless process when I expected otherwise. I got myself in a rut in 2008-2009 and ruined my credit and they were more than willing to work with me to make everything right. Im going to recommend them to everyone I know!

    October 8, 2013 · Report Abuse
    Users also submitted 12 ratings without a full review
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