Alliant Credit Union High-Rate Checking

Alliant Credit Union High-Rate Checking  
3.8 17 reviews   Write a Review!
1 2 3 4 5 Your Rating: Excellent
Info about the Alliant Credit Union High-Rate Checking has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.
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Alliant Credit Union High-Rate Checking Rates

Range
$1+
Interest Rate
0.25%
APY
0.25%
  • MINIMUM TO OPEN None

Alliant Credit Union High-Rate Checking Fees

  • MONTHLY FEE None
  • MIN BALANCE TO AVOID MONTHLY FEE N/A
  • OTHER WAYS TO AVOID MONTHLY FEE N/A
  • PAPER STATEMENT
    FEE
    $1 per month; free Estatements
  • OVERDRAFT FEE None
  • NEGATIVE ACCOUNT BALANCE FEE Info Not Found

Alliant Credit Union High-Rate Checking ATM & Debit Card Usage

  • IN-NETWORK ATM TRANSACTION FEE None
  • ATM NETWORK SIZE 80000 ATMs
  • OUT-OF-NETWORK ATM TRANSACTION FEE None
  • REBATE OF ATM OWNER SURCHARGE up to $20 per month
  • FOREIGN ATM FEE 1% Visa fee
  • DEBIT CARD VISA
  • DEBIT CARD FOREIGN TRANSACTION FEE 1% Visa fee

Alliant Credit Union High-Rate Checking Additional Info

  • REWARDS No
  • ONLINE BILL PAY FEE $0 per month
  • ADDITIONAL REQUIREMENTS Membership Eligibility: Employees & Retirees of select organizations; Relatives of existing Alliant members; Members of select organizations; Live or work in a Qualifying Community; OR Support Alliant Credit Union partner charity
  • Rate 8.3x the national average
  • ATM Rebates up to $20/month for out-of-network ATMs (excludes 1% Visa foreign transaction fee)
  • Alliant Credit Union is automatically refunding NSF and Courtesy Pay Fees (Overdraft Fees) within 1-2 business days. In the near future, they will no longer charge these fees
  • You get easy access to your cash through 80,000+ surcharge-free ATM network
  • Checking Dividends are paid on the last day of each month to checking accountholders who have opted out of receiving paper statements (receive eStatements only) and have a recurring monthly electronic deposit to their Alliant checking account each month
Apply Now
at Alliant Credit Union's
secure site

Alliant Credit Union High-Rate Checking Interest Rate Tracker

Apply Now
at Alliant Credit Union's
secure site

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Alliant Credit Union High-Rate Checking to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

140

Ask

Can I send money on a PayPal address? Reply 2

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WalletHub
@WalletHub

Yes. You can use the credit union’s “Send Money” feature. Please find more details here: https://www.alliantcreditunion.org/help/send-money.

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2 Upvotes

Is there a business checking option, and can I open an account for each one of my businesses? Reply

Photo of sydneygarth
Sydney Garth
@sydneygarth

No, Alliant does not offer business checking accounts.

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0 Upvotes

Do you have joint checking options? Specifically we are looking for an account that we can have our money auto deposited into and use bill pay option for monthly expenses but we are looking for an account with which we cannot singly/individually remove the money without the other person's signature. Reply 1

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WalletHub
@WalletHub

Yes, the credit union offers joint checking accounts. Please find more details here: https://www.alliantcreditunion.org/bank//#filter=checking. Also, please note that you will need to become a member before opening the account. You can apply here: https://www.alliantcreditunion.com/Applications/eligibility/Employer.

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0 Upvotes

Do you have credit card options? If yes, do you have unsecured, credit building, card options? Reply

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WalletHub
@WalletHub

Unfortunately, Alliant Credit Union does not provide unsecured, credit building credit card options.

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0 Upvotes

Can I wire money in and out of the account? Reply

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WalletHub
@WalletHub

Yes. Please note that for outgoing domestic wire transfers you will be charged a $25 fee. However, incoming wire transfers are free.

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0 Upvotes

Do you offer grant loans? Reply

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WalletHub
@WalletHub

No, Alliant Credit Union offers just two types of student loans: traditional student loan and consolidation student loan. Please find more details here: https://www.alliantcreditunion.org/borrow//#filter=student-loans.

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0 Upvotes
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Alliant Credit Union High-Rate Checking Reviews

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