Why doesn't your Bill Pay allow memo text on checks?
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Ally Bank Interest Checking Account
Ally Bank Interest Checking Account
Info about the Ally Bank Interest Checking Account has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.
RatesFeesUsageReviewsQ&AContactRatesFeesUsageQ&ACustomer Reviews
Ally Bank Interest Checking Account Rates
| Balance | APY |
|---|---|
| $1 - $14,999.99 | 0.10% |
| $15,000+ | 0.25% |
Ally Bank Interest Checking Account Fees
| None | |
| N/A | |
| N/A |
| None | |
| None | |
| Info Not Found |
Ally Bank Interest Checking Account ATM & Debit Card Usage
| None | |
| ATM Network Size | 43000 ATMs |
| None | |
| up to $10 per month |
| 1% | |
| Mastercard | |
| 1% |
Ally Bank Interest Checking Account Additional Info
| No | |
| $0 per month | |
| None |
No minimum balance requirements.No monthly maintenance fees.Ally Bank does not allow sending outgoing international wire transfers to beneficiaries located in other countries.Use any of the 43,000+ Allpoint® ATMs in the U.S. for free plus reimburse up to $10 per statement cycle for fees charged at other ATMs nationwide.
Ally Bank Interest Checking Account Interest Rate Tracker
The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.
Ally Bank Interest Checking Account Q&A
Can't find what you are looking for? Submit your question about Ally Bank Interest Checking Account to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
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Can you deposit checks electronically by phone?
10
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WalletHub
You can deposit checks via smartphone, using Ally eCheck Deposit, by taking a picture of the check with your phone.
Can I set up an account and make a deposit at a later date? What is the minimum dollar amount to open a checking account?
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Do I have to notify the bank before I use my debit card overseas?
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Will opening an Ally Bank checking account be a hard inquiry on my credit report?
2
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Sydney Garth
No, there will not be a hard inquiry on your credit report when opening a checking account.
Do you have safe deposit boxes?
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Do you offer a virtual card or instant card info
1
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How to tranfer money from ally to Axos or bancorp bank
1
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Ally Bank
Hi, just head on over to ally.com, log-in to your account and click on our Transfer Funds option. You can use the Ally Bank Mobile Banking app to set it up too!
What ATM can take a cash deposit?
0
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How long does an online transfer or bill pay take to post?
0
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Ally Bank
Hi, Ally-to-Ally transfers should post immediately. If the transfer involves another bank, it can take between 1-3 business days. With Bill Pay, funds will be withdrawn on the date you request as the Scheduled Delivery Date.
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Ally Bank Interest Checking Account Reviews
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214 reviews
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5 Star Rating
I recently opened an Ally Bank Interest Checking Account. This is the best checking account I have found. No monthly minimum, no minimum opening deposit, and no ATM fees. The customer service is top notch and they have live people all the time. The overdraft fee is only $9. I like being able to deposit checks from my smartphone or computer, that makes checks more convenient.
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4 Star Rating
Its been 5 years with ally bank and i never had any problems. Banking with Ally is so Simple and secure with awesome features. And their customer service also too good they guide you very patiently in all aspects.
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Awesome!
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Been with them a year almost and its the best bank I've had, their customer service is the best.
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5 Star Rating
I was looking for a good online only bank to use. I looked around and found Ally bank. They are a great bank with no fees and fantastic features for online banking. Free checks, no monthly maintenance fees like some of the other banks have, they even give you free anti virus software for your pc when you sign up. No complaints at all.
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5 Star Rating
I have been using Ally BANK for only a few months and am very happy with their services. The only thing I do feel needs improvement is their website. It is very simple, but the features are very limited and ,it is very difficult to navigate the website and find which area it is you are looking for (for example, finding my recent transactions even took me quite some time). Otherwise, I am very pleased with my choice to use Ally Bank.
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4 Star Rating
I have used Ally for my checking account for 3 months. I thought it would be more complicated because it's all online but it's very easy. I have trouble staying organized and their website is easy to use. I have no overdrafts because I'm able to stay on top of my finances. I also get alerts to my email or phone. Ally has good customer service. I had to call about setting up direct deposit and I didn't wait very long to get it all straightened out.
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5 Star Rating
I just got approved for an ally bank checking account and although it was a bit of a hassle to get it set up ( I could not figure out how or why I was or was not approved) but after I called their customer service line, that was very curteous and helpful, we got everything straightened out and I am very pleased with my service!
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5 Star Rating
I have enjoyed using Ally Bank. My favorite is being able to chat with someone at any time. They have always answered my questions even when they are probably pretty easy. The overdraft fee is not bad compared to other banks. And I like that Ally does not charge you bank fees. Overall, they are a good bank and I will continue to bank with them.
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5 Star Rating
I have an online only checking account with Ally bank. They have treated me very well and I couldn't complain about the service.They are online only so no local branch to do business with. But because they have no branch, they pass on those savings to the customer and they have no fees at all. The customer service is top notch. I would recommend it to someone looking for a checking account.
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5 Star Rating
I switched to Ally Bank for both checking and savings a few years ago, around the time they were spun off from GMAC after the financial crisis. I don't regret that decision and till date, I'm satisfied with the experience of having them as my online banking solution. My banking needs are generally simple and an online bank meets my needs. If you are looking for low fees, excellent customer service, great online/mobile banking features etc. along with interest on your balance (although the rates are low due to the low interest environment, Ally is one of the top interest payers among the major banks) - I would recommend Ally!
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5 Star Rating
After setting up a savings account which was online only. I decided to check out a checking account also. I went with Ally bank because a friend of mine used them and mentioned they had no fees of any kind which is amazing. Their mobile options for doing banking from the phone are top notch as well. I have no complaints with them at all.
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Review Ally Bank Interest Checking Account
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Last updated: May 12th, 2023 at 19:06 ET