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American Express Business Checking
Offered by:
American Express
Info about the American Express Business Checking has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.
American Express Business Checking Rates
Range
$1 - $500,000
$500,001+
Interest Rate
1.30%
0.00%
APY
1.30%
0.00%
-
MINIMUM TO OPEN
None
American Express Business Checking Fees
-
MONTHLY FEE
None
-
MIN BALANCE TO AVOID MONTHLY FEE
N/A
-
OTHER WAYS TO AVOID MONTHLY FEE
N/A
-
PAPER STATEMENT
FEE
Info Not Found
-
OVERDRAFT FEE
None
-
NEGATIVE ACCOUNT BALANCE FEE
Info Not Found
American Express Business Checking ATM & Debit Card Usage
-
IN-NETWORK ATM TRANSACTION FEE
None
- ATM NETWORK SIZE 37000 ATMs
-
OUT-OF-NETWORK ATM TRANSACTION FEE
None
-
REBATE OF ATM OWNER SURCHARGE
Not Offered
-
FOREIGN ATM FEE
2.7%
-
DEBIT CARD
Y
-
DEBIT CARD FOREIGN TRANSACTION FEE
2.7%
American Express Business Checking Additional Info
-
REWARDS
No
-
ONLINE BILL PAY FEE
$0 per month
-
ADDITIONAL REQUIREMENTS
American Express Business Checking eligibility: American Express is accepting applications from American Express® Basic Card Members with a U.S. Consumer or Business Credit Card issued by American Express National Bank. American Express Rewards Checking customers are not eligible at this time.
- Earn 30,000 Membership Rewards® points after qualifying activities:
- (a) Achieve an account balance of $5,000 or more from eligible deposits within 30 days of opening your first account, AND
- (b) Maintain an average account balance of $5,000 for the next 60 days, AND
- (c) Make 5 or more qualifying transactions within 60 days of opening your account.
- Any points you earn, including this Welcome Offer and from making Business Debit Card purchases, can be converted into deposits made directly into your Business Checking account.
- If you already have a Membership Rewards-enrolled Card: You can choose to convert points into deposits directly into your Business Checking account or use them the same way you always have – for travel, gift cards, and more.
- All Business Checking accounts come with an American Express® Business Debit Card. Earn 1 Membership Rewards® point for every $2 spent on eligible Business Debit Card purchases.
- 1.3% APY on balances up to $500k. No interest is earned on account balances over $500,000
- No monthly account maintenance fees
- No minimum balance requirement
- With 37,000 MoneyPass® ATMs nationwide, you can enjoy fee-free withdrawals at locations near you
American Express Business Checking Interest Rate Tracker
The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.
Customer Questions and Answers
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