Axos Bank Rewards Checking Account

3.6 79 reviews Write a Review!

1 2 3 4 5 Your Rating: Excellent

Info about the Axos Bank Rewards Checking Account has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.

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Axos Bank Rewards Checking Account Rates

$1 - $150,000

$150,001+

1.25%

MINIMUM TO OPEN $50

Axos Bank Rewards Checking Account Fees

MONTHLY FEE None
MIN BALANCE TO AVOID MONTHLY FEE N/A
OTHER WAYS TO AVOID MONTHLY FEE N/A

PAPER STATEMENT
FEE $5
OVERDRAFT FEE None
NEGATIVE ACCOUNT BALANCE FEE Info Not Found

Axos Bank Rewards Checking Account ATM & Debit Card Usage

IN-NETWORK ATM TRANSACTION FEE None
ATM NETWORK SIZE N/A
OUT-OF-NETWORK ATM TRANSACTION FEE None
REBATE OF ATM OWNER SURCHARGE Offered, no limit mentioned

FOREIGN ATM FEE 1%
DEBIT CARD VISA
DEBIT CARD FOREIGN TRANSACTION FEE 1%

Axos Bank Rewards Checking Account Additional Info

REWARDS No
ONLINE BILL PAY FEE $0 per month
ADDITIONAL REQUIREMENTS Your annual percentage yield can be as high as 1.25% based on the following combined rate rewards: direct deposits (not including intra-bank transfers from another account) totaling $1, 000 or more each month will earn .4166%; at least ten (10) point-of-sale transactions per month using your Rewards Checking VISA Debit Card for normal everyday purchases with a minimum of $3 per transaction will earn .4166%; and adding five (5) or more point-of-sale transactions per month using your Rewards Checking VISA Debit Card for normal everyday purchases with a minimum of $3 per transaction will earn .4166%

Earn up to 1.25% APY
All daily collected balances up to and including $150,000 will earn interest based on the combined rate rewards. All daily collected balances greater than $150,000 will not earn interest
Unlimited ATM reimbursements at any domestic ATM in the US

Apply Now

at Axos Bank's
secure site

Axos Bank Rewards Checking Account Interest Rate Tracker

Apply Now

at Axos Bank's
secure site

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Axos Bank Rewards Checking Account to our community.

When are funds from a personal check deposited in a new account available? Reply 2 1

Sydney Garth

@sydneygarth

During the first 30 days from account opening, funds from check deposits are available on the seventh business day after the day of your deposit.

4 2

2 Upvotes

How can I find if I have any money in any card or account? Reply 2 1

WalletHub

@WalletHub

To manage your account and check your balances, please register for the bank’s online banking program here: https://www.mybankofinternet.com/tob/live/usp-core/app/register.

2 Upvotes

Do you get checks to write as well as debit card? Reply 1 1

@barbaravacek13

Are writen Checks Available ?

View more answers

1 Upvote

How much are the transaction fees for the Bank of Internet business checking account? Reply 1 1

Lisa Cahill

@lisacahill

That depends on the type of account you are interested in. The basic business checking account charges a transaction fee of $0.30 after the first $200, which are free. The interest business account charges a $0.50 transaction fee after the first 50 which are free. Please find more details here: https://www.bofifederalbank.com/business-banking/products-services/business-interest-checking.

1 Upvote

How do I deposit a check? Reply 1 1

WalletHub

@WalletHub

You can deposit checks using the Mobile Deposit feature after downloading the Bank of Internet USA’s mobile app – you just need to tap the app and snap a photo of the front and back of your endorsed check. Or you can use the MyDeposit feature by logging into your online banking account, please find more details here: https://www.bankofinternet.com/customer-support/mydeposit.

1 1

1 Upvote

Do you get real paper checks with this checking account? Reply

0 Upvotes

Can I open an Axos Bank Rewards checking account with a personal check? Reply

Sydney Garth

@sydneygarth

You can open an Axos Bank rewards checking account with a personal check that you can deposit via mobile check deposit, or by mailing it to the bank.

0 Upvotes

Reviews

Axos Bank Rewards Checking Account Reviews

Help fellow WalletHub members save money. Share your insights and review the Axos Bank Rewards Checking Account:

3.6

Overall Rating: 3.6 / 5

Total Ratings: 79

5 star 20
4 star 27
3 star 17
2 star 9
1 star 6

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YesUsefulNo2

By: mrawd1949

First off deposits take weeks to show up in my account. Then each time I try to log in I'm asked to verify with a code, however the code never arrives at either location where it is to be sent. Whoever runs this bank needs a new IT person and fast. For my first transaction, if and when my deposits show up, I plan to drain the account by transferring the money to another bank. That about says it all.

November 17, 2019 · Flag

Comment Follow

11/18/19

AxosBank

We are sorry to hear that your experience did not match your expectations. I shared your comments with our management team but we’re unable to help based on the limited information you provided. Please feel free to email me at [email protected] and provide additional details that will allow our customer experience team to assist you further.

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Comment

YesUsefulNo-1

By: sindellem1

After having too many problems with banks, I switched to BOFI. Overall I really like using BofI but I have had some problems getting transactions reversed when they were not authorized or when the company I paid did not deliver the service I paid for. They have also held money longer than I felt was necessary and when I get payments from Amazon for an app that I sell, they consistently put a hold on the money. Then I have to call them and resolve the problem. After receiving payments from the same place for years, it seems odd that they still keep holding the money.

June 10, 2015 · Flag

Comment Follow

Comment

YesUsefulNo0

By: baygull

Where have you been all my life? The Bofi Federal Bank Rewards Checking Account offers a better interest rate with less hassle than my high-interest savings account. The 1.24% interest rate is crazy good. The accounts are FDIC insured. And if you’re worried about losing the security of a brick and mortar bank, they have a great online app and support check deposit by smart phone. Online chat for help is great, too. Qualifying for the rate's pretty easy: direct deposits totaling $1,000 or more, debit card purchases and bill payments.

May 15, 2015 · Flag

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Axos Bank Rewards Checking Account

Axos Bank Rewards Checking Account Rates

Axos Bank Rewards Checking Account Fees

Axos Bank Rewards Checking Account ATM & Debit Card Usage

Axos Bank Rewards Checking Account Additional Info

Axos Bank Rewards Checking Account Interest Rate Tracker

Customer Questions and Answers

When are funds from a personal check deposited in a new account available? Reply 21

How can I find if I have any money in any card or account? Reply 21

Do you get checks to write as well as debit card? Reply 11

How much are the transaction fees for the Bank of Internet business checking account? Reply 11

How do I deposit a check? Reply 11

Do you get real paper checks with this checking account? Reply

Can I open an Axos Bank Rewards checking account with a personal check? Reply

Axos Bank Rewards Checking Account Reviews

Join WalletHub

When are funds from a personal check deposited in a new account available? Reply 2 1

How can I find if I have any money in any card or account? Reply 2 1

Do you get checks to write as well as debit card? Reply 1 1

How much are the transaction fees for the Bank of Internet business checking account? Reply 1 1

How do I deposit a check? Reply 1 1