Axos Bank Rewards Checking Account

3.8 37 reviews Write a Review!

1 2 3 4 5 Your Rating: Excellent

Info about the Axos Bank Rewards Checking Account has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.

JUMP TO: RATES | FEES | USAGE | REVIEWS | Q&A

Axos Bank Rewards Checking Account Rates

$1 - $150,000

$150,001+

1.25%

MINIMUM TO OPEN $50

Axos Bank Rewards Checking Account Fees

MONTHLY FEE None
MIN BALANCE TO AVOID MONTHLY FEE N/A
OTHER WAYS TO AVOID MONTHLY FEE N/A

PAPER STATEMENT
FEE $5.00 per statement
OVERDRAFT FEE None
NEGATIVE ACCOUNT BALANCE FEE Info Not Found

Axos Bank Rewards Checking Account ATM & Debit Card Usage

IN-NETWORK ATM TRANSACTION FEE None
ATM NETWORK SIZE N/A
OUT-OF-NETWORK ATM TRANSACTION FEE None
REBATE OF ATM OWNER SURCHARGE Offered, no limit mentioned

FOREIGN ATM FEE 1%
DEBIT CARD VISA
DEBIT CARD FOREIGN TRANSACTION FEE 1%

Axos Bank Rewards Checking Account Additional Info

REWARDS No
ONLINE BILL PAY FEE $0 per month
ADDITIONAL REQUIREMENTS Your annual percentage yield can be as high as 1.25% based on the following combined rate rewards: direct deposits (not including intra-bank transfers from another account) totaling $1, 000 or more each month will earn .4166%; at least ten (10) point-of-sale transactions per month using your Rewards Checking VISA Debit Card for normal everyday purchases with a minimum of $3 per transaction will earn .4166%; and adding five (5) or more point-of-sale transactions per month using your Rewards Checking VISA Debit Card for normal everyday purchases with a minimum of $3 per transaction will earn .4166%.

All daily collected balances up to and including $150,000 will earn interest based on the combined rate rewards. All daily collected balances greater than $150,000 will not earn interest.
Overdraft protection available by linking your Checking or Savings account with no associated overdraft or non-sufficient funds fees.
Unlimited ATM reimbursements at any domestic ATM in the US.

Apply Now

at Axos Bank's
secure site

Axos Bank Rewards Checking Account Interest Rate Tracker

Apply Now

at Axos Bank's
secure site

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Axos Bank Rewards Checking Account to our community.

Do you get checks to write as well as debit card? Reply 1

Apr 23, 2019 · @barbaravacek13

Are writen Checks Available ?

1 Upvote

How much are the transaction fees for the Bank of Internet business checking account? Reply

Lisa Cahill

Apr 12, 2018 · @lisacahill

That depends on the type of account you are interested in. The basic business checking account charges a transaction fee of $0.30 after the first $200, which are free. The interest business account charges a $0.50 transaction fee after the first 50 which are free. Please find more details here: https://www.bofifederalbank.com/business-banking/products-services/business-interest-checking.

0 Upvotes

How can I find if I have any money in any card or account? Reply 1 1

WalletHub

Apr 28, 2016 · @WalletHub

To manage your account and check your balances, please register for the bank’s online banking program here: https://www.mybankofinternet.com/tob/live/usp-core/app/register.

1 Upvote

How do I deposit a check? Reply 1

WalletHub

Mar 29, 2016 · @WalletHub

You can deposit checks using the Mobile Deposit feature after downloading the Bank of Internet USA’s mobile app – you just need to tap the app and snap a photo of the front and back of your endorsed check. Or you can use the MyDeposit feature by logging into your online banking account, please find more details here: https://www.bankofinternet.com/customer-support/mydeposit.

1 Upvote

Reviews

Axos Bank Rewards Checking Account Reviews

Help fellow WalletHub members save money. Share your insights and review the Axos Bank Rewards Checking Account:

3.8

Overall Rating: 3.8 / 5

Total Ratings: 37

5 star 11
4 star 14
3 star 7
2 star 4
1 star 1

Sort by:

YesUsefulNo-1

By: sindellem1

After having too many problems with banks, I switched to BOFI. Overall I really like using BofI but I have had some problems getting transactions reversed when they were not authorized or when the company I paid did not deliver the service I paid for. They have also held money longer than I felt was necessary and when I get payments from Amazon for an app that I sell, they consistently put a hold on… show more

June 10, 2015 · Flag

Comment Follow

Comment

YesUsefulNo-1

By: baygull

Where have you been all my life? The Bofi Federal Bank Rewards Checking Account offers a better interest rate with less hassle than my high-interest savings account. The 1.24% interest rate is crazy good. The accounts are FDIC insured. And if you’re worried about losing the security of a brick and mortar bank, they have a great online app and support check deposit by smart phone. Online chat for help is great, too. Qualifying for… show more

May 15, 2015 · Flag

Comment Follow

Comment

Users also submitted 35 ratings without a full review

Page: 1

Axos Bank Business Interest Checking

BancFirst Bancfree Checking

Mention this checking account using @1001029b.

Related Checking Accounts

If you are interested in the Axos Bank Rewards Checking Account, check out the following:

3.5 Capital One 360 Checking Account

4 Ally Bank Interest Checking Account

3.5 iGObanking.com iGOchecking High Yield Account

0 LCNB National Bank Kasasa Cash Checking

WalletHub is an independent comparison service.

We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click “Apply Now” you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

Ad Disclosure: Offers originating from paying advertisers are noted as "Sponsored" at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.

Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.

GET YOUR FREE CREDIT SCORE & REPORT

Join WalletHub

+ 100% FREE

+ Unlimited Credit Reports

+ Unlimited Credit Scores

+ Credit Monitoring Protection

+ Credit Improvement Tips

+ Automatically Finds Savings

No credit card needed

Axos Bank Rewards Checking Account

Axos Bank Rewards Checking Account Rates

Axos Bank Rewards Checking Account Fees

Axos Bank Rewards Checking Account ATM & Debit Card Usage

Axos Bank Rewards Checking Account Additional Info

Axos Bank Rewards Checking Account Interest Rate Tracker

Customer Questions and Answers

Do you get checks to write as well as debit card? Reply 1

How much are the transaction fees for the Bank of Internet business checking account? Reply

How can I find if I have any money in any card or account? Reply 11

How do I deposit a check? Reply 1

Axos Bank Rewards Checking Account Reviews

Join WalletHub

How can I find if I have any money in any card or account? Reply 1 1