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Last updated: September 21st, 2022 at 22:13
All Checking » Axos Bank Checking Account

Axos Bank Rewards Checking Account

Axos Bank Rewards Checking Account
Offered by: Axos Bank
133 reviews   Write a Review!
Your Rating: Excellent
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at Axos Bank's
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JUMP TO: RATES | FEES | USAGE | REVIEWS | Q&A

Axos Bank Rewards Checking Account Rates

Range
$1 - $50,000
Interest Rate
1.25%
APY
1.25%
  • MINIMUM TO OPEN $50

Axos Bank Rewards Checking Account Fees

  • MONTHLY FEE None
  • MIN BALANCE TO AVOID MONTHLY FEE N/A
  • OTHER WAYS TO AVOID MONTHLY FEE N/A
  • PAPER STATEMENT
    FEE     $5
  • OVERDRAFT FEE None
  • NEGATIVE ACCOUNT BALANCE FEE Info Not Found

Axos Bank Rewards Checking Account ATM & Debit Card Usage

  • IN-NETWORK ATM TRANSACTION FEE None
  • ATM NETWORK SIZE N/A
  • OUT-OF-NETWORK ATM TRANSACTION FEE None
  • REBATE OF ATM OWNER SURCHARGE Offered, no limit mentioned
  • FOREIGN ATM FEE 1%
  • DEBIT CARD VISA
  • DEBIT CARD FOREIGN TRANSACTION FEE 1%

Axos Bank Rewards Checking Account Additional Info

  • REWARDS No
  • ONLINE BILL PAY FEE $0 per month
  • ADDITIONAL REQUIREMENTS Your APY can be as high as 1.25% based on the following combined rate rewards: (a) Direct Deposit: Receive monthly direct deposits totaling $1, 500 or more. Interest Earned: 0.40% APY. (b) Debit Card Spending or Personal Finance Manager: Use your Axos Visa® Debit Card for a total of 10 transactions per month (min $3 per transaction) or sign up for Personal Finance Manager (PFM) “Account Aggregation” in Online Banking: 0.30% APY (c) Managed Portfolios: Maintain an average daily balance of $2, 500 per month in an Axos Invest Managed Portfolios Account: 0.20% APY (d) Self Directed Trading: Maintain an average daily balance of $2, 500 per month in an Axos Invest Self Directed Trading Account: 0.20% APY (e) Loan Payment: Use your Rewards Checking account to make your full monthly Axos Bank consumer loan payment. Mortgage, personal, and auto loans are eligible: 0.15% APY
  • Zero monthly maintenance fees
  • Zero overdraft or NSF fees
  • Zero minimum monthly balance reqs
  • Unlimited domestic ATM fee reimbursements
  • Online debit card management
  • Simple, 3-step process for direct deposit
  • Only $50 to open an account
Apply Now
at Axos Bank's
secure site

Axos Bank Rewards Checking Account Interest Rate Tracker

Apply Now
at Axos Bank's
secure site

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Axos Bank Rewards Checking Account to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

140

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  • Most Upvotes

When are funds from a personal check deposited in a new account available? Reply 121

Photo of sydneygarth
Sydney Garth
@sydneygarth

During the first 30 days from account opening, funds from check deposits are available on the seventh business day after the day of your deposit.

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5 5
12 Upvotes

How much are the transaction fees for the Bank of Internet business checking account? Reply 92

Photo of lisacahill
Lisa Cahill
@lisacahill

That depends on the type of account you are interested in. The basic business checking account charges a transaction fee of $0.30 after the first $200, which are free. The interest business account charges a $0.50 transaction fee after the first 50 which are free. Please find more details here: https://www.bofifederalbank.com/business-banking/products-services/business-interest-checking.

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1
9 Upvotes

Do you get checks to write as well as debit card? Reply 71

Photo of barbaravacek13
@barbaravacek13

Are writen Checks Available ?

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2 1
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7 Upvotes

How can I find if I have any money in any card or account? Reply 71

Photo of WalletHub
WalletHub
@WalletHub

To manage your account and check your balances, please register for the bank’s online banking program here: https://www.mybankofinternet.com/tob/live/usp-core/app/register.

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2 1
7 Upvotes

Can I open an Axos Bank Rewards checking account with a personal check? Reply 11

Photo of sydneygarth
Sydney Garth
@sydneygarth

You can open an Axos Bank rewards checking account with a personal check that you can deposit via mobile check deposit, or by mailing it to the bank.

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2
1 Upvote

How do I deposit a check? Reply 11

Photo of WalletHub
WalletHub
@WalletHub

You can deposit checks using the Mobile Deposit feature after downloading the Bank of Internet USA’s mobile app – you just need to tap the app and snap a photo of the front and back of your endorsed check. Or you can use the MyDeposit feature by logging into your online banking account, please find more details here: https://www.bankofinternet.com/customer-support/mydeposit.

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1 1
1 Upvote

How to get the $150 bonus advertised Reply

0 Upvotes

Is this checking account FDIC insured? Reply

0 Upvotes

how many branches do you have in NH Reply

0 Upvotes

how many branches do you have in NH Reply

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  • Reviews

Axos Bank Rewards Checking Account Reviews

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3.5
Overall Rating: 3.5 / 5
Total Ratings: 133
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    Photo of mrawd1949
    YesUsefulNo2
    1

    First off deposits take weeks to show up in my account. Then each time I try to log in I'm asked to verify with a code, however the code never arrives at either location where it is to be sent. Whoever runs this bank needs a new IT person and fast. For my first transaction, if and when my deposits show up, I plan to drain the account by transferring the money to another bank. That about says it all.

    November 17, 2019 · Report Abuse
    Comment
    11/18/19
    Photo of AxosBank
    AxosBank
    We are sorry to hear that your experience did not match your expectations. I shared your comments with our management team but we’re unable to help based on the limited information you provided. Please feel free to email me at [email protected] and provide additional details that will allow our customer experience team to assist you further.
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    Photo of sindellem1
    YesUsefulNo-1
    4

    After having too many problems with banks, I switched to BOFI. Overall I really like using BofI but I have had some problems getting transactions reversed when they were not authorized or when the company I paid did not deliver the service I paid for. They have also held money longer than I felt was necessary and when I get payments from Amazon for an app that I sell, they consistently put a hold on the money. Then I have to call them and resolve the problem. After receiving payments from the same place for years, it seems odd that they still keep holding the money.

    June 10, 2015 · Report Abuse
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    Photo of baygull
    YesUsefulNo0
    5

    Where have you been all my life? The Bofi Federal Bank Rewards Checking Account offers a better interest rate with less hassle than my high-interest savings account. The 1.24% interest rate is crazy good. The accounts are FDIC insured. And if you’re worried about losing the security of a brick and mortar bank, they have a great online app and support check deposit by smart phone. Online chat for help is great, too. Qualifying for the rate's pretty easy: direct deposits totaling $1,000 or more, debit card purchases and bill payments.

    May 15, 2015 · Report Abuse
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