Bank of America Advantage SafeBalance Banking

2.0 4 reviews Write a Review!

1 2 3 4 5 Your Rating: Excellent

Info about the Bank of America Advantage SafeBalance Banking has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.

JUMP TO: RATES | FEES | USAGE | REVIEWS | Q&A

Bank of America Advantage SafeBalance Banking Rates

$1+

MINIMUM TO OPEN $25

Bank of America Advantage SafeBalance Banking Fees

MONTHLY FEE $4.95
MIN BALANCE TO AVOID MONTHLY FEE N/A
OTHER WAYS TO AVOID MONTHLY FEE Are enrolled in Preferred Rewards OR Are a student under age 24 are eligible for a waiver of this fee while enrolled in high school, college or a vocational program.

PAPER STATEMENT
FEE None
OVERDRAFT FEE None
NEGATIVE ACCOUNT BALANCE FEE Info Not Found

Bank of America Advantage SafeBalance Banking ATM & Debit Card Usage

IN-NETWORK ATM TRANSACTION FEE None
ATM NETWORK SIZE N/A
OUT-OF-NETWORK ATM TRANSACTION FEE $2.50
REBATE OF ATM OWNER SURCHARGE Not Offered

FOREIGN ATM FEE 3% (and $5)
DEBIT CARD VISA
DEBIT CARD FOREIGN TRANSACTION FEE 3%

Bank of America Advantage SafeBalance Banking Additional Info

REWARDS No
ONLINE BILL PAY FEE $0 per month
ADDITIONAL REQUIREMENTS None

You cannot use paper checks on this account. Any check written will be returned unpaid, even if you have enough money in your account.
Transactions will be declined and returned unpaid when you don't have enough money in your account.
Enjoy no fee at Bank of America ATMs for deposits, withdrawals, transfers or balance inquiries.

Bank of America Advantage SafeBalance Banking Interest Rate Tracker

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Bank of America Advantage SafeBalance Banking to our community.

Can I overdraft if I have a checking account? Reply

Sydney Garth

@sydneygarth

The Bank of America SafeBalance Banking Account does not permit overdrafts. When you don't have enough money in your account, transactions will simply be declined and returned unpaid.

0 Upvotes

How do I open an account? Reply

WalletHub

@WalletHub

Because SafeBalance Banking differs from other traditional checking accounts, in order to open one you must first call 1.866.665.7768 or visit a banking center.

0 Upvotes

Reviews

Bank of America Advantage SafeBalance Banking Reviews

Help fellow WalletHub members save money. Share your insights and review the Bank of America Advantage SafeBalance Banking:

2.0

Overall Rating: 2.0 / 5

Total Ratings: 4

5 star 0
4 star 1
3 star 0
2 star 1
1 star 2

Sort by:

YesUsefulNo0

By: marybeth_hunter

Left the organization because I did not agree with their business practices. They did not mesh well with my values and I felt uncomfortable doing business here. I found that it's important to research a bank beyond its interest rates and offers.

September 30, 2019 · Flag

Comment Follow

Comment

Users also submitted 3 ratings without a full review

Page: 1

Bank of America Advantage Relationship Banking

Bank of America Business Advantage Checking

Mention this checking account using @1001736b.

Related Checking Accounts

If you are interested in the Bank of America Advantage SafeBalance Banking, check out the following:

3.5 Wells Fargo Preferred Checking

4 Citibank Access Account

0 SunTrust Bank Advantage Checking

0 SunTrust Bank Balanced Banking

WalletHub is an independent comparison service.

We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click “Apply Now” you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

Ad Disclosure: Offers originating from paying advertisers are noted as "Sponsored" at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.

Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.

GET YOUR FREE CREDIT SCORE & REPORT

Join WalletHub

+ 100% FREE

+ Unlimited Credit Reports

+ Unlimited Credit Scores

+ Credit Monitoring Protection

+ Credit Improvement Tips

+ Automatically Finds Savings

No credit card needed