Capital One Premier Rewards Checking

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Capital One Premier Rewards Checking  
Offered by: Capital One
24 reviews   Write a Review!
Your Rating: Excellent
Info about the Capital One Premier Rewards Checking has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.
JUMP TO: RATES | FEES | USAGE | REVIEWS | Q&A

Capital One Premier Rewards Checking Rates

Range
$1+
Interest Rate
0.00%
APY
0.00%
  • MINIMUM TO OPEN $50

Capital One Premier Rewards Checking Fees

  • MONTHLY FEE $14.95
  • MIN BALANCE TO AVOID MONTHLY FEE $1500
  • OTHER WAYS TO AVOID MONTHLY FEE Maintain $3,000 combined average monthly account balances or A single monthly Direct Deposit of at least $1,000.
  • PAPER STATEMENT
    FEE
    $0
  • OVERDRAFT FEE $35
  • NEGATIVE ACCOUNT BALANCE FEE Info Not Found

Capital One Premier Rewards Checking ATM & Debit Card Usage

  • IN-NETWORK ATM TRANSACTION FEE None
  • ATM NETWORK SIZE 2000 ATMs
  • OUT-OF-NETWORK ATM TRANSACTION FEE $2
  • REBATE OF ATM OWNER SURCHARGE Not Offered
  • FOREIGN ATM FEE 3% (and $2)
  • DEBIT CARD Mastercard
  • DEBIT CARD FOREIGN TRANSACTION FEE 3%

Capital One Premier Rewards Checking Additional Info

  • REWARDS Yes
  • ONLINE BILL PAY FEE $0 per month
  • ADDITIONAL REQUIREMENTS None
  • Capital One won’t charge you if your account is overdrawn $5 or less at the end of the business day.
  • Capital One has nearly 1,000 Capital One Bank branches and over 2,000 ATMs in Connecticut, District of Columbia (DC), Delaware, Louisiana, Maryland, New Jersey, New York, Texas, and Virginia.
  • Open at branch or call 1-888-855-BANK (2265).

Capital One Premier Rewards Checking Interest Rate Tracker

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Capital One Premier Rewards Checking to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

140

Ask

Are the reward points from Capital One checking going away? Reply 3513

Photo of WalletHub
WalletHub
@WalletHub

Yes, Capital One discontinued its Rewards checking account. Points stopped accruing mid-August, and you had until January to redeem the points you have accumulated.

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35 Upvotes

How do I redeem my checking account's reward points? Reply 42

Photo of WalletHub
WalletHub
@WalletHub

Since the Capital One Premier Checking Account is no longer available, please refer to the bank’s customer service at 1-800-289-1992 to find out how you can redeem your points.

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4 Upvotes

How do I check my rewards points? Reply 31

Photo of WalletHub
WalletHub
@WalletHub

Since the account is no longer available, you should refer to the bank’s customer service for that information: 1-800-987-2265.

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3 Upvotes

Is there a fee to close my rewards checking account? Reply 33

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WalletHub
@WalletHub

No, there is no fee for closing this account.

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3 Upvotes

Can I transfer/redeem multiple Capital One rewards directly to Orbitz rewards? Reply 11

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WalletHub
@WalletHub

For information about how you can transfer/redeem rewards, please call the bank’s customer service at: 1-800-289-1992.

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1 Upvote

I have a Capital One rewards check that has passed its' 180 day life. Who can re-issue the check? Reply

Photo of WalletHub
WalletHub
@WalletHub

To find more information regarding your rewards check you should call Capital One’s Customer Service at 1-888-464-0727.

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0 Upvotes

How do I earn rewards on my checking? Reply

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WalletHub
@WalletHub

Unfortunately, Capital One has discontinued its Premier Rewards Checking account.

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0 Upvotes

What do I need to open an account? Reply

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WalletHub
@WalletHub

Unfortunately, the Capital One Premier Rewards Checking account is no longer available for new applicants. Please find Capital One’s latest checking products here: https://www.capitalone.com/checking-accounts/.

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0 Upvotes

How do I look up my reward on my checking? Reply

Photo of WalletHub
WalletHub
@WalletHub

In order to use or manage your rewards, you need to login to your account, using this link: https://banking1.capitalone.com/olb-web/login?linkId=rewards

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0 Upvotes

What is the minimum amount to apply for this account? Reply

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WalletHub
@WalletHub

There is a minimum deposit of $50 to open this account.

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0 Upvotes
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  • Reviews

Capital One Premier Rewards Checking Reviews

Help fellow WalletHub members save money. Share your insights and review the Capital One Premier Rewards Checking:
Your Rating:
0
1 2 3 4 5
4.1
Overall Rating: 4.1 / 5
Total Ratings: 24
Sort by:
    Photo of asralyn
    YesUsefulNo0
    5

    I love my experience with Capital One's checking. The customer service has always been prompt and thorough, and everyone has been helpful to me. The cashiers have never had an attitude, the people working the desks are so patient, and they even go above and beyond what is necessary to ensure that your banking goes smoothly. When they say no hassle--they mean it!

    June 18, 2015 · Report Abuse
    Photo of aaron_wade_98
    YesUsefulNo0
    3

    A while back I noticed some charges on my account that I didn't recognize. I spoke with my wife and verified that she didn't make the charges either. I immediately contacted Capital One and were very fast in cancelling my debit card, sending me a new one, and reversing the fraudulent charges. The reason I didn't give them a higher rating is because, as far as checking accounts go, they're pretty average as far as the fees and perks. I can personally say though, that if you have a problem with your account they will be fast and friendly in handling it.

    March 4, 2015 · Report Abuse
    Photo of Tiberia999
    YesUsefulNo0
    5

    I have the Premier Rewards account. It comes with a debit card that earns miles! This is great, because it is the only account that I know of that has rewards. I have almost enough rewards to buy a plane ticket! It also earns interest, but very little. The APR is 0.05%. There is also a monthly fee of $15. You can waive the fee with direct deposit. I recommend this account if you can get it for free. The rewards are awesome!

    January 6, 2015 · Report Abuse
    Photo of emerald_williams_714
    YesUsefulNo0
    5

    My checking account at Capital One is the best! Their debit card is awesome, their customer service is awesome, and the services they offer are AWESOME!!!! There are not any ridiculous fees associated with their products, and they do not look down on you if there are other banks that have not accepted you. Their entire suite of products is awesome, and they are my provider for more than one aspect of my financial world. I love Capital One, they are one of the greater banks in operation!

    May 19, 2014 · Report Abuse
    Photo of thtweety
    YesUsefulNo0
    5

    I thought it was going to be a nightmare trying to get my checking account with any bank because after I married my credit report and identity had apparently gotten crossed with another individual. Thankfully, Capital One made the process less stressful and got me an account set up with them with no hassle. They readily offered excellent customer service and worked with me every step of the way until I was able to verify who I was with them and have my account established immediately upon doing so. I have never experienced such excellent service! I highly recommend Capital One to anyone who is looking for not only a great bank, but one that makes their customers feel like they are part of a family!

    April 17, 2014 · Report Abuse
    Users also submitted 19 ratings without a full review
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