Charles Schwab Bank High Yield Investor Checking

Charles Schwab Bank does not charge a currency conversion fee when using your debit card.

The Visa debit card offered by Charles Schwab has no foreign transaction fees or currency conversion fees. In addition, all of the ATM fees are refunded back to you at the end of each month, without a limit.

When you attempt to open a high yield investor checking account, the bank will do a soft inquiry on your credit, and you should have at least good credit. For more information, please call customer service at 800-540-6718.

With Charles Schwab you have unlimited free ATM withdrawals. Yes, the bank sends replacement cards overseas.

Unfortunately, this information is not made available on the bank’s website. Please call customer service at 800-540-6718 for more details.

The Schwab Bank High Yield Investor Checking Account has a FDIC insurance of up to $250,000.

Yes, you should be able to open a bank account. The bank requires a U.S. permanent resident address, Social Security number or Tax ID, Driver's license number, state, and expiration date and Employer's name and mailing address (if you have an employer).

You should be able to open a checking account since you have good credit rating, but for more information, please refer to the bank’s customer service at: 800-540-6718.

While Charles Schwab Bank does not offer specific information regarding this topic, typically customers can have access to their canceled checks two ways. First, those who utilize online banking can also access copies of their canceled checks via the web. Second, clients may call customer service to request copies of their canceled checks. By law, financial institutions must keep canceled checks for seven years, so you should be able to receive this year's copies. For more information, please call customer service at 866-855-9102 or log into your account at: https://client.schwab.com/Login/SignOn/CustomerCenterLogin.aspx.