Compare Checking Accounts ChaseAd Disclosure

Chase College Checking

RatesFeesUsageReviewsQ&AContact

Chase College Checking Rates

Balance	APY
$1+	0.00%

None

Chase College Checking Fees

	None
	N/A
	N/A

	N/A
	$34
	Info Not Found

Chase College Checking ATM & Debit Card Usage

	None
ATM Network Size	16000 ATMs
	$3
	Not Offered

	3% (and $5)
	VISA
	3%

WalletHub Review

Chase College Checking Pros & Cons

Generous signup bonus.

Access to huge number of ATMs nationwide.

No monthly fee for college students.

Mobile banking apps available.

No interest rate / APY.

No ATM fees reimbursement.

Chase College Checking Additional Info

	No
	$0 per month
	Students ages 18-24 can open an account online or at a Chase branch. 17-year-olds must open at a Chase branch.

Get $100 when you open a Chase College Checking account and Complete at least 10 qualifying transactions within 60 days of account opening. Offer expires 07/19/2023.For college students 17-24 years old at account opening with proof of student status.No Monthly Service Fee for up to 5 years while in college.Access to 16,000 ATMs and 4,700 branches so you’re sure to find one near you.

Chase College Checking Q&A

Can't find what you are looking for? Submit your question about Chase College Checking to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

I was wondering if I have a spending limit on my card?

Upvotes

WalletHub

Normally, the spending limit is your current balance. However, you can overdraft it, but you will be charged fees.

How much is my limit to take out money out of an ATM?

Upvotes

How can I deposit money into my granddaughter college checking account?

Upvotes

WalletHub

You can only deposit money into your granddaughter's account if you are an authorized user and you provide your ID.

Would they give me a $500 loan if I pay back today?

Upvotes

I have a Chase College checking account. Shouldn’t I be exempt from the $6 monthly service fee?

Upvotes

WalletHub

According to Chase's website, the monthly fee is waived for up to five years while you are in college. You can call customer service at 1-800-935-9935 and they should tell you what steps you need to take in order to waive the monthly fee.

Can I open a Chase College checking account if I'm over 24?

Upvotes

Kendall Morris, Credit Cards Moderator

You cannot open a Chase College checking account if you're over 24. Only college students between 17-24 years of age at account opening can get the account, if they provide proof of student status.

How do I turn off overdraft protection?

Upvotes

WalletHub

Please contact customer service at 800-935-9935 to opt-out of the overdraft protection service.

What is the lowest amount you can have on your Chase debit card before they start charging your card?

Upvotes

WalletHub

Your account is charged with a $6 monthly service fee, unless you are in college, or you have a direct deposit made to this account, or you keep an average daily balance of at least $5,000.

What fees are charged for using a STAR Network ATM? Specifically the one at CSU Cal Maritime Academy, 200 Maritime Academy Drive, Vallejo CA 94590

Upvotes

WalletHub

For non-Chase ATMs there is a $2.50 fee.

What type of ID do I need to open a Chase College checking account?

Upvote

Kendall Morris, Credit Cards Moderator

To open a Chase College checking account online you need your Social Security Number and a driver's license or state issued ID.

To open the account in a branch, you will need 2 forms of identification. For example you can use a Social Security Card, Taxpayer Identification Number, driver's license...

Chase College Checking Reviews

Share your insights and review the Chase College Checking

4.1

What's Your Rating?

omarm1
November 12, 2015 • @omarm1

Overall a very good bank, as well as checking account. There are some limitations to the amount of money that can be withdrawn within a day, but as a college student using this as a day to day checking account, I have never experienced a situation in which I need to withdraw/spend more than this limit. Very good customer service provided by Chase, they alerted me and canceled my card when my its information was stolen and being used falsely before I even noticed the charges!

Comment

daniel jasbon
October 7, 2015 • @daniel1

i opened the college checking account with chase when i got a mail coupon that offered me 200 dollars for opening the account, after a while i found them not to be as willing as other banks to work with me; if for some reason i was on the negative there was no grace period to bring the balance back to positive.

Comment

Tyler woods
September 9, 2015 • @tyler

I've been generally happy with this checking account! I have been with chase since it was WAMU, and been holding this checking account through college and admittedly beyond. I currently pay no fees, and have probably taken its straightforwardness for granted, but thats how well it has worked for me. No complaints here! However, make sure you have a good supply of backup money in the account, because the overdraft fees, as others have mentioned, are a little steep.

Comment

Chris Molina
August 21, 2015 • @chrism1

I have had chase since I was in high school and I enrolled in the Chase College account right when I got to college. It is by far the best fee wise and you of course cant beat chase customer service. They are on top of it for everything; their was even one time when I got my card stolen and money was taken out of my account and they replaced it! I plan on keeping my chase college account as long as I can and will enroll in a normal account once my college one expires.

Comment

RCJ
August 4, 2015 • @amckinly

I have been using the Chase College Checking Account for about 3 years now. I have never had any issues with this account nor my savings account. I have no monthly fees, a withdraw amount of $500 a day, and I don't need to maintain a specific balance to keep the account. The only issue is the overdraft fees can be a little ridiculous. They will charge you $35 dollars even you have -$5.00 in your account or more. Some people may seem that to be reasonable. On the bright side, if it is over -$5.00 they will not charge you. I am happy with my account nonetheless.

Comment

Laurent Tshisekedi
August 4, 2015 • @laurent_tshisekedi

Chase has been my go to since I started college back in 2012 and it never seems to fail me. Given the fact that I have limited knowledge of how the banking process works, I find it incredibly easy to keep track of my online balance and converse with the representatives of the chase. I actually just got a new card this past week and the process was incredibly seamless. I've yet to attain a credit card but chase is probably my number one option right now. Chase does a great job of making the process of opening a checking account easy and painless. Highly recommend going to chase.

Comment

Zachary M Lang
July 10, 2015 • @zlang34

I signed up for a Chase College Checking account when I first started going to college, nearly four years ago, and I have never had a problem with their services. They have one of the best mobile banking apps out there, one in which you can deposit checks. It is very easy to transfer and receive money transfer from others ones you sign up for this service. One problem I did encounter when signing up for this service is that it has to be from an actual desk top/lap top. You cannot sign up for this service from your cell phone.

Comment

Chuck Foy
June 9, 2015 • @Firefighter213

Chase College Checking was a great account for me to have since I was able to avoid the monthly fee by just having a direct deposit get put into the account. The other perk for me was not having a minimum amount to open the account which was helpful as a struggling college student. Chase is a great company to start your financial future with and I am happy I chose them.

Comment

Randi Kurliak
April 7, 2015 • @slizekalfer

I had a pretty good experience with Chase. The monthly fee is waived as long as you direct deposit 500+ in your account every month. The overdraft fees are a little crazy at 34 a pop, but those only happen if you overdraft over 5 dollars. Luckily, Chase will refund 3 of those overdraft fees a year! I would bank with them again.

Comment

Haley Martinez
February 12, 2015 • @haleylynn001

I transferred to the College Checking account from my High School acount when I graduated from high school and turned 17. I don't incur the monthly fees because I am still in the 17-24 age range and have thus far been very impressed with the costumer service provided. There have been a couple of times now that either from my own error or purchases not going through on time, I have become overdrawn and hit with the automatic $34 fee. Each time this has happened I have been able to call the support line, explain my situation, and have the free removed. I do plan on staying with this account for quite some time.

Comment

Review Chase College Checking

WalletHub is an independent comparison service.

We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click "Apply Now" you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

Ad Disclosure: Offers originating from paying advertisers are noted as “Sponsored” at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.

Editorial Disclaimer: Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not the issuer’s responsibility to ensure all posts and/or questions are answered.