Chase College Checking Reviews

Chase College Checking

Offered by: Chase

4.3 66 reviews Write a Review!

1 2 3 4 5 Your Rating: Excellent

Info about the Chase College Checking has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.

Chase College Checking Fees

MONTHLY FEE None
MIN BALANCE TO AVOID MONTHLY FEE N/A
OTHER WAYS TO AVOID MONTHLY FEE N/A

PAPER STATEMENT
FEE None
OVERDRAFT FEE $34
NEGATIVE ACCOUNT BALANCE FEE Info Not Found

Chase College Checking ATM & Debit Card Usage

IN-NETWORK ATM TRANSACTION FEE None
ATM NETWORK SIZE 16000 ATMs
OUT-OF-NETWORK ATM TRANSACTION FEE $2.50
REBATE OF ATM OWNER SURCHARGE Not Offered

FOREIGN ATM FEE 3% (and $5)
DEBIT CARD VISA
DEBIT CARD FOREIGN TRANSACTION FEE 3%

Chase College Checking Additional Info

REWARDS No
ONLINE BILL PAY FEE $0 per month
ADDITIONAL REQUIREMENTS For college students 17 to 24 years old at account opening with proof of student status.

No Monthly Service Fee for up to 5 years while in college.
If you're between 17-24 years and have a Social Security number you can open your College Checking account online or visit a Chase branch to open an account.
Access to 16,000 ATMs and 5,000 branches so you’re sure to find one near you.

Chase College Checking Interest Rate Tracker

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Chase College Checking to our community.

I have a Chase College checking account. Shouldn’t I be exempt from the $6 monthly service fee?
I signed up for this account less than a year ago and am 21 years old and currently still a student. I have been charged this fee every month since I signed up. Reply 3 3

WalletHub

@WalletHub

According to Chase’s website, the monthly fee is waived for up to five years while you are in college. You can call customer service at 1-800-935-9935 and they should tell you what steps you need to take in order to waive the monthly fee.

3 Upvotes

Would they give me a $500 loan if I pay back today? Reply 3 3

WalletHub

@WalletHub

Chase imposes an overdraft limit to each account based on the account’s history and it generally pays overdrafts at its discretion. Please call customer service at 800-935-9935 for more details regarding your overdraft limit.

4 4

3 Upvotes

What is the lowest amount you can have on your Chase debit card before they start charging your card? as in like say if I have like 50 cent left on the card and they start charging it and overdraw my card, what's the lowest you can be before they charge? Reply 2 2

WalletHub

@WalletHub

Your account is charged with a $6 monthly service fee, unless you are in college, or you have a direct deposit made to this account, or you keep an average daily balance of at least $5,000.

2 Upvotes

I was wondering if I have a spending limit on my card? I have the college student account and I tried to buy some plane tickets. Reply 16 10

WalletHub

@WalletHub

Normally, the spending limit is your current balance. However, you can overdraft it, but you will be charged fees.

16 Upvotes

I have a Chase College checking account. Can I use the card to pay in stores or do I have to withdraw money to pay? Reply 1 1

WalletHub

@WalletHub

You can use your card for purchases.

1 Upvote

What will happen if I overdraft my account $99? It's Saturday evening and on Monday I will make a deposit. Reply 1 1

WalletHub

@WalletHub

If you make a deposit before end of business on Monday, you will not be charged the $34 overdraft fee.

8 3

1 Upvote

Do checks come with the college account? Reply 1

WalletHub

@WalletHub

Yes, the College Checking account offers checks at a cost. You can order checks here: https://www.chase.com/checking/checkbook-orders.

1 Upvote

Exactly what ID is needed to open an account? Reply 1

WalletHub

@WalletHub

To open the College Checking account, you will need a driver’s license or a state-issued ID. You will also have to provide your proof of enrollment, such as a student’s ID, a letter of acceptance or a letter of college.

1 1

1 Upvote

How can I unlink my father from my account? He is able to look at everything. Reply 1 1

@ikewilliams

go into chase ask them to unlink your accounts

1 Upvote

Would ordering a checkbook cost anything? Reply

WalletHub

@WalletHub

Yes, a fee is charged, but it varies based on items ordered. For more information, please call customer service at 1-800-935-9935.

0 Upvotes

Chase College Checking Reviews

Help fellow WalletHub members save money. Share your insights and review the Chase College Checking:

4.3

Overall Rating: 4.3 / 5

Total Ratings: 66

5 star 32
4 star 24
3 star 8
2 star 2
1 star 0

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By: omarm1

Overall a very good bank, as well as checking account. There are some limitations to the amount of money that can be withdrawn within a day, but as a college student using this as a day to day checking account, I have never experienced a situation in which I need to withdraw/spend more than this limit. Very good customer service provided by Chase, they alerted me and canceled my card when my its information was… show more

November 12, 2015 · Flag

Chase College Checking

Chase College Checking Rates

Chase College Checking Fees

Chase College Checking ATM & Debit Card Usage

Chase College Checking Additional Info

Chase College Checking Interest Rate Tracker

Customer Questions and Answers

I have a Chase College checking account. Shouldn’t I be exempt from the $6 monthly service fee? I signed up for this account less than a year ago and am 21 years old and currently still a student. I have been charged this fee every month since I signed up. Reply 33

Would they give me a $500 loan if I pay back today? Reply 33

What is the lowest amount you can have on your Chase debit card before they start charging your card? as in like say if I have like 50 cent left on the card and they start charging it and overdraw my card, what's the lowest you can be before they charge? Reply 22

I was wondering if I have a spending limit on my card? I have the college student account and I tried to buy some plane tickets. Reply 1610

I have a Chase College checking account. Can I use the card to pay in stores or do I have to withdraw money to pay? Reply 11

What will happen if I overdraft my account $99? It's Saturday evening and on Monday I will make a deposit. Reply 11

Do checks come with the college account? Reply 1

Exactly what ID is needed to open an account? Reply 1

How can I unlink my father from my account? He is able to look at everything. Reply 11

Would ordering a checkbook cost anything? Reply