Chase Premier Plus Checking

Chase Premier Plus Checking  
Offered by: Chase
3.7 95 reviews   Write a Review!
1 2 3 4 5 Your Rating: Excellent
Info about the Chase Premier Plus Checking has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.
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Chase Premier Plus Checking Rates

Range
$1+
Interest Rate
0.01%
APY
0.01%
  • MINIMUM TO OPEN None

Chase Premier Plus Checking Fees

  • MONTHLY FEE $25
  • MIN BALANCE TO AVOID MONTHLY FEE $15000
  • OTHER WAYS TO AVOID MONTHLY FEE Have a linked qualifying Chase first mortgage enrolled in automatic payments from your Chase account
  • PAPER STATEMENT
    FEE
    None
  • OVERDRAFT FEE $34
  • NEGATIVE ACCOUNT BALANCE FEE Info Not Found

Chase Premier Plus Checking ATM & Debit Card Usage

  • IN-NETWORK ATM TRANSACTION FEE None
  • ATM NETWORK SIZE 16000 ATMs
  • OUT-OF-NETWORK ATM TRANSACTION FEE None
  • REBATE OF ATM OWNER SURCHARGE Not Offered
  • FOREIGN ATM FEE 3% (and $5)
  • DEBIT CARD VISA
  • DEBIT CARD FOREIGN TRANSACTION FEE 3%

Chase Premier Plus Checking Additional Info

  • REWARDS No
  • ONLINE BILL PAY FEE $0 per month
  • ADDITIONAL REQUIREMENTS None
  • No fee for Chase design checks when ordered through Chase
  • No fee for counter checks, money orders and cashier's checks
  • No Chase fee on 4 non-Chase ATM transactions each statement period
  • Access to 16,000 ATMs and more than 4,700 branches

Chase Premier Plus Checking Interest Rate Tracker

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Chase Premier Plus Checking to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

140

Ask

Why would anyone have this account over regular checking? Reply 56

Photo of WalletHub
WalletHub
@WalletHub

The Chase Premier Plus Checking account offers quite a few additional features, including: no fees for the first 4 withdrawals at a non-Chase ATM per month, the account earns interest, no fees for Chase Checks, etc. Please visit the following link to compare the two accounts: https://www.chase.com/checking.

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5 Upvotes

I had a Chase Total checking account. Do they still offer the bonus if I open Chase Premier Plus Checking? Reply 26

Photo of WalletHub
WalletHub
@WalletHub

Unfortunately, the bonus is not available for existing Chase customers.

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2 Upvotes

Do we need to have a savings account and a minimum balance of $15,000 for opening up the Chase Premier Plus checking account? Reply 21

Photo of WalletHub
WalletHub
@WalletHub

In order to open a Premier Plus Checking account you need to make a $25 Minimum Deposit. If you want to benefit from the $0 Monthly Service Fee, you must have an average daily balance of $15,000 or more in any combination of qualifying linked deposits/investments.

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2 Upvotes

Can you get free checks? Reply 14

Photo of WalletHub
WalletHub
@WalletHub

Yes, checks for the Chase Premier Plus Checking account are free. Please order your checks here: https://www.chase.com/checking/checkbook-orders.

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1 Upvote

Do you need direct deposit if you maintain $15,000?
Is there a penalty for canceling the account after one year? Is the 0.01 variable interest rate based on the account balance? How are checks written on the account? Are they like traditional checking accounts. Is there a penalty for closing the account after one year if conditions change like reduced interest rates? Do you still keep the bonus?
Reply 11

Photo of WalletHub
WalletHub
@WalletHub

The direct deposit is one of the features of the checking account and is not connected to the $15,000 daily average balance of qualifying linked deposits/investments needed to waive the monthly service fee of $25. Yes, the 0.01% variable interest rate is based on your daily collected balance. You will receive Chase designed checks without having to pay a fee and you can use these to make payments or deposits. No, there’s no penalty if you decide to close the account after one year. Yes, the bonus will be deducted if you close the account within 6 months after opening it. Please note that at the moment Chase offers an initial bonus only for its “Chase Total Checking account”.

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1 Upvote

What is the Zelle sending limit from a Chase Premier Plus checking account? Reply

Photo of lisacahill
Lisa Cahill
@lisacahill

The Zelle sending limits from a Chase Premier Plus checking account are $2,000 in a single transaction, $2,000 daily, and $16,000 in a calendar month.

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0 Upvotes

Can I apply online for the Chase Premier Plus checking account? Reply

Photo of sydneygarth
Sydney Garth
@sydneygarth

You can apply online for the Chase Premier Plus checking account. You can do that here.

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0 Upvotes

What are the benefits of having a Chase Premier Plus Checking? Reply

0 Upvotes

Can I convert my Chase Premier Plus Checking account to Chase Total Checking account? Reply

Photo of lisacahill
Lisa Cahill
@lisacahill

Unfortunately, this information is not mentioned on Chase’s website. Please call customer service at 800-935-9935 for more details.

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0 Upvotes

Are you required to keep a minimum balance in the account? If so, how much? Reply

0 Upvotes
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  • Reviews

Chase Premier Plus Checking Reviews

Help fellow WalletHub members save money. Share your insights and review the Chase Premier Plus Checking:
Your Rating:
0
1 2 3 4 5
3.7
Overall Rating: 3.7 / 5
Total Ratings: 95
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    Photo of anne
    YesUsefulNo0
    5
    By:

    I have been with Chase since I moved back to Houston thirteen years ago. The customer service I receive is always impressive. I love the mobile access to my checking account, but my favorite feature is depositing checks via my cell phone. There seems to be a Chase ATM within range of where ever I am in the area. The overdraft protection plan has also saved me on occasion. I have banked with others in the past, but Chase, by far, offers the best options and customer service.

    October 20, 2015 · Report Abuse
    Photo of emilyalisondavey
    YesUsefulNo0
    5

    This is by far the best bank to deal with in every aspect. Their customer service is phenomenal. If you call in, you will get a real person that you can understand, who will be caring and compassionate. If you go to the branch, they are quick, friendly and efficient. My wallet was stolen. Every single person at Chase was helpful and compassionate when I came to them for help. When I called in, the rep was very sweet and worked quickly. I went into the branch to have a new debit card issued and the branch told me that they will typically give you enough money to replace your ID in the event that yours is stolen. What kind of bank does that? I love them. I have never had a single issue with this account.

    August 5, 2015 · Report Abuse
    Photo of amberhallum
    YesUsefulNo0
    5

    I was forced to switch to Chase when we moved to Denver because Bank of America doesn't have any branches in Denver. I was really surprised by that and couldn't believe they didn't! But I chose to switch to Chase because they are large and have branches and ATMs all over the place. I have never paid an ATM fee because there is always one nearby. The customer service has been excellent and I love Joe my local branch. Everyone has been great. I'm actually happy that we switched.

    January 23, 2015 · Report Abuse
    Photo of pharming
    YesUsefulNo0
    5

    I've been a member of Chase for 8 years. Before that, I had always held my checking account in a small private bank in Milwaukee. When I moved to Chicago, I found it was really inconvenient to have a checking account with a bank that had branches only in select locations. Chase is everywhere. Their Chase Premier Plus Checking account has provided me with cost savings as I travel internationally; their branches are accessible and customer service always personable.

    November 17, 2014 · Report Abuse
    Photo of poipman1
    YesUsefulNo0
    3

    I like this checking account because of the quality customer service that Chase offers. Some of the perks of this checking account are not the best and you can find much better elsewhere, but that is not the same with the customer service. Whether online or in person at the bank, they treat me like I am number one. A few things I do not like though are the monthly fees or the charges for non-bank ATMs. I think these are big detractors.

    November 7, 2014 · Report Abuse
    Photo of bobby7685
    YesUsefulNo0
    5

    I have been a Chase Premier Plus Checking member for years. When using my card there are no withdrawal fees. Chase is the bank that i have been banking with for years that offers the chase Premier Plus checking card. As people may not know, but there are not many chase banks in the US. Chase is one of the most trust bank that i have ever bank with. With the chase Premier Plus card there are no checking fees. Safe offers low credit rates on loans. For every purchase using your chase card he or she earned points when you chose the option credit instead of debit. Chase members can redeemed their points at any time for all types of rewards. If one chose cash, chase will deposit your funds into your checking account within a few days with no questions asked.

    October 20, 2014 · Report Abuse
    Photo of ryan5081
    YesUsefulNo0
    5

    Chase has been very good to me over the years. I have been banking with Chase ever since they took over Washington Mutual. Whenever I have had any problems with my account, I would either call Chase or go to my local branch and they would be sure to accurately resolve my issue to the best ability they could. I have been the victim of credit card fraud in the past and Chase was quick to catch the fraudulent spending and contact me to confirm the charges and after they were correctly identified to be fraud, they quickly cancelled the card and sent a new one to me asap. I would highly recommend Chase.

    October 13, 2014 · Report Abuse
    Photo of danndemann
    YesUsefulNo0
    5

    I have had my Chase Premier Plus checking account for 6-plus years now and plan to stick with the great service it offers. I like the fact that I can easily link this account to my other accounts and transact business online so easily between the accounts with transfer features. The convenience of the online features notwithstanding, the overdraft protection, free checks and lack of monthly fees are also a huge plus compared to others out there. I also appreciate the good customer service I've gotten banking with Chase from day one. This is a good service and I recommend it.

    September 4, 2014 · Report Abuse
    Photo of Wilson1
    YesUsefulNo0
    5

    I chose to start banking with Chase because I was so satisfied with their credit cards. The bank was offering a good promotion a couple of years ago, so I went for it, and I've been very satisfied. They are especially strong in customer support. They always remember my name when I come, and I like the modern feel of the space. These little things really count!

    September 1, 2014 · Report Abuse
    Photo of peter_dennis_758
    YesUsefulNo1
    4

    I have had a Chase checking account for about 6 years now. It has served me well. I have never had issues with deposits not showing up or long wait times for deposits. I like the fact I can make check deposits from my smartphone. I plan to keep this account for quite some time.

    August 26, 2014 · Report Abuse
    Photo of chellycheekzz
    YesUsefulNo0
    4

    I have a Premier Plus account and I think Chase is excellent. I've never had an issue with Chase and they even let me off the hook once when I accidentally over-drafted. Their customer service is excellent as well. The only downfall is that monthly fee, which seems to be a little too high in my opinion; if they lowered that, I would be a bit happier with this account. Other than that, I have nothing bad to say about Chase!

    May 14, 2014 · Report Abuse
    Photo of kasper301615
    YesUsefulNo0
    5

    I currently have a Chase Premier Plus Checking account and couldn't be happier. I have never had any issues with the bank. The one time i did overdraw my account they were able to waive my overdraft fee within a minute of being on the call. Also, on my debit cards with other banks the magnastrip always wears out and never swipes right. The Chase debit card I have had for 1.5 years and it swipes just as clear now as it did from day one.

    April 16, 2014 · Report Abuse
    Photo of chris_obermeier1
    YesUsefulNo0
    5

    I opened a chase premier checking account because of a very bad experience with another bank. It was easy to open and everyone worked with me to even help settle the problems I was having with the previous institution. On top of it since I was a military veteran I was able to get a free upgrade to the “premier plus checking” without any extra monthly fee. It’s been a great experience so far at chase and I would highly recommend it to anyone.

    April 4, 2014 · Report Abuse
    Photo of rivasrigoberto
    YesUsefulNo0
    5

    So far it's been good. The bank doesn't ask for much. I have had identity theft issues and the bank has responded every time. I get the money and they do play with the balance but after asking them what was happening. They told me how to avoid it. It helps a lot to ask. You have to know how to use the debit atm to your advantage. This bank taught me all the ins and outs. I can't ask for more. I'm a military veteran and they give me the Chase Premier Checking account because of it. I think the world of this bank. And Gladly recommend it.

    March 28, 2014 · Report Abuse
    Photo of blndstar3
    YesUsefulNo0
    5

    I have been a Chase banking member, for some time now. They have always been a very ethical bank and have treated me very well over the years. Currently, I have the Chase Premier Plus checking account, along with many other forms of business, with Chase Bank. While I do feel the fees for this account can be excessive, the rewards for the account far outweigh the negatives. The customer service with Chase is great, as well. They are always very understanding and do what they can to help you. Being one of the largest banks in the world also has its advantages. I never have to worry if I will be able to find a banking location when I’m away from home. Great bank!

    February 21, 2014 · Report Abuse
    Users also submitted 80 ratings without a full review
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