I have been a Chemical Bank customer for over 12 years now. I opened the account when I was younger and have kept the account through to my adult life. Their customer service is outstanding! They have always been there for me as my bank and have helped me make sound financial decisions. I obtained my first loan from Chemical Bank a number of years ago, and have been using them as my banking institution ever since!
Chemical Bank Advantage Checking
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- MONTHLY FEE $7
- MIN BALANCE TO AVOID MONTHLY FEE $1000
- OTHER WAYS TO AVOID MONTHLY FEE Maintain an average daily minimum balance of $1,500 OR if you maintain a Midwest Savings Account or an aggregated daily minimum balance of $10,000 in other Chemical Bank deposit accounts
- OVERDRAFT FEE $32
- NEGATIVE ACCOUNT BALANCE FEE Info Not Found
- IN-NETWORK ATM TRANSACTION FEE None
- ATM NETWORK SIZE N/A
- OUT-OF-NETWORK ATM TRANSACTION FEE $2.50
- REBATE OF ATM OWNER SURCHARGE Not Offered
- FOREIGN ATM FEE $2.50
- DEBIT CARD Mastercard
- DEBIT CARD FOREIGN TRANSACTION FEE Info Not Found
Chemical Bank Advantage Checking Additional Info
- REWARDS No
- ONLINE BILL PAY FEE $0 per month
- ADDITIONAL REQUIREMENTS None
- Free ATM transactions at Chemical Bank ATMs
The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.
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Chemical Bank Advantage Checking Reviews
If you're a Michigan resident this is a pretty good checking account.
Compared to their ChemBasic version. This version offers an interest rate on whatever you have sitting in your account. This interest applies to any account balances 1 dollar and up.
Chemical Bank has impeccable customer service that makes you feel like a valued customer. It's as easy as walking into a branch to sign up, you don't even have to meet with a banker they'll do it right at the teller window.
I've never had a bad experience with these guys, if you live in Michigan check them out.