Chime Spending Account

Chime Spending Account  
Offered by: Chime
3.8 12 reviews   Write a Review!
1 2 3 4 5 Your Rating: Excellent
Info about the Chime Spending Account has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.
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Chime Spending Account Rates

Range
$1+
Interest Rate
0%
APY
0%
  • MINIMUM TO OPEN None

Chime Spending Account Fees

  • MONTHLY FEE None
  • MIN BALANCE TO AVOID MONTHLY FEE N/A
  • OTHER WAYS TO AVOID MONTHLY FEE N/A
  • PAPER STATEMENT
    FEE
    Info Not Found
  • OVERDRAFT FEE None
  • NEGATIVE ACCOUNT BALANCE FEE Info Not Found

Chime Spending Account ATM & Debit Card Usage

  • IN-NETWORK ATM TRANSACTION FEE None
  • ATM NETWORK SIZE 60000 ATMs
  • OUT-OF-NETWORK ATM TRANSACTION FEE $2.50
  • REBATE OF ATM OWNER SURCHARGE Not Offered
  • FOREIGN ATM FEE $2.50
  • DEBIT CARD VISA
  • DEBIT CARD FOREIGN TRANSACTION FEE None

Chime Spending Account Additional Info

  • REWARDS No
  • ONLINE BILL PAY FEE $0 per month
  • ADDITIONAL REQUIREMENTS None
  • Chime has no monthly fees, minimum balance fees, foreign transaction fees and overdraft fees
  • You are not permitted to overdraw your Spending Account, unless you are eligible for and enrolled in SpotMe.
  • For Chime members who are eligible for and enrolled in SpotMe, Chime will approve debit card purchases that result in a negative balance on your Chime Spending Account up to a specified amount
  • 60,000+ fee-free ATMs – more than the top 3 national banks combined! Find them at popular retail stores like Walgreens®, CVS®, and 7-Eleven®
Apply Now
at Chime's
secure site

Chime Spending Account Interest Rate Tracker

Apply Now
at Chime's
secure site

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Chime Spending Account to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

140

Ask

Where can I get a Chime credit card? Reply 4

Photo of MarkTowers
Mark Towers
@MarkTowers

You cannot get a Chime credit card. Chime is a checking account that comes with a debit card.

So that means that you won't have a credit line at your disposal. Rather, you will need to put money/receive money in your account. You will only be able to spend up to your balance, that's all.

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4 Upvotes

How can I send money from my Chime account to a NetSpend card? Reply 4

Photo of sydneygarth
Sydney Garth
@sydneygarth

You can send money from your Chime account to a NetSpend card by linking an external account that you own to your Chime Spending Account:

  • Log in to your online account at chime.com.
  • Select Move Money
  • Select Transfers.
  • When you are prompted, enter the login credentials for your other bank (your external account).

Your external account will be instantly linked to your Spending Account and you will be able to perform the transfer.

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4 Upvotes

Is Chime a prepaid card? Is it from a real bank? Reply 3

Photo of kendallmorris
Kendall Morris
@kendallmorris

No, Chime is not a prepaid card. It is a checking account, which also offers a debit card. You can find more details here: https://www.chimebank.com/. The banking services for Chime are offered by The Bancorp Bank. You can find more details regarding The Bancorp Bank on WalletHub' website here: https://wallethub.com/profile/the-bancorp-bank-inc-13006395i/.

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3 Upvotes

Can I use MoneyPak to deposit money to my Chime Spending account? Reply 11

Photo of sydneygarth
Sydney Garth
@sydneygarth

You cannot use MoneyPak with your Chime spending account.

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1 Upvote

Can u reverse a linked account transfer Reply

0 Upvotes

i want to send money to a netspend account now Reply

0 Upvotes
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Chime Spending Account Reviews

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Overall Rating: 3.8 / 5
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