Digital Federal Credit Union Free Checking

Digital Federal Credit Union Free Checking  
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Info about the Digital Federal Credit Union Free Checking has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.
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Digital Federal Credit Union Free Checking Rates

Range
$1 - $975,000
$975,001+
Interest Rate
0.20%
0.00%
APY
0.20%
0.20%
  • MINIMUM TO OPEN None

Digital Federal Credit Union Free Checking Fees

  • MONTHLY FEE None
  • MIN BALANCE TO AVOID MONTHLY FEE N/A
  • OTHER WAYS TO AVOID MONTHLY FEE N/A
  • PAPER STATEMENT
    FEE
    Info Not Found
  • OVERDRAFT FEE $15
  • NEGATIVE ACCOUNT BALANCE FEE Info Not Found

Digital Federal Credit Union Free Checking ATM & Debit Card Usage

  • IN-NETWORK ATM TRANSACTION FEE None
  • ATM NETWORK SIZE 80000 ATMs
  • OUT-OF-NETWORK ATM TRANSACTION FEE None
  • REBATE OF ATM OWNER SURCHARGE up to $25 per month
  • FOREIGN ATM FEE None
  • DEBIT CARD VISA
  • DEBIT CARD FOREIGN TRANSACTION FEE None

Digital Federal Credit Union Free Checking Additional Info

  • REWARDS No
  • ONLINE BILL PAY FEE $0 per month
  • ADDITIONAL REQUIREMENTS You'll automatically receive Relationship Benefits every month when you do the following: a) Maintain Direct Deposit of net pay, Social Security, or pension into this account b) Make at least 5 transactions per month
  • Activate the Earn More feature on your Free Checking account and you’ll earn 0.20% APY on balances up to and including $975,000.00
  • DCU will reimburse up to $25 a month in ATM fees charged by other institutions for use of their ATM (also known as 'surcharges')
  • FREE use of 23 DCU Branches in MA/NH - and more than 5,900 shared branches nationwide
  • FREE use of 35+ DCU ATMs in MA/NH - and more than 80,000 surcharge-free non-DCU ATMs nationwide
Apply Now
at Digital Federal Credit Union's
secure site

Digital Federal Credit Union Free Checking Interest Rate Tracker

Apply Now
at Digital Federal Credit Union's
secure site

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Digital Federal Credit Union Free Checking to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

140

Ask

Who regulates your credit union? Who do I go to in the Tresury Department if you mismange my account? Reply

Photo of lisacahill
Lisa Cahill
@lisacahill

All federal credit unions are regulated by the National Credit Union Administration. You can make a complaint with NCUA’s Consumer Assistance Center here: https://www.mycreditunion.gov/consumer-assistance-center/Pages/default.aspx.

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0 Upvotes

What is the minimum monthly balance and what is the fee for going under the minimum balance?
Reply

Photo of WalletHub
WalletHub
@WalletHub

There is no minimum balance or monthly service fee for the Free Checking account.

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0 Upvotes
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  • Reviews

Digital Federal Credit Union Free Checking Reviews

Help fellow WalletHub members save money. Share your insights and review the Digital Federal Credit Union Free Checking:
Your Rating:
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1 2 3 4 5
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Overall Rating: 5.0 / 5
Total Ratings: 1
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    Photo of RNeal89
    YesUsefulNo0
    5

    I currently hold DCU's Free Checking account. This checking account is quite amazing as it has a few features that my previous checking did not. DCU's free checking account offers a free FICO score that is updated every 30 days to its account holders who bundle their services. Personally, this works out great for me as I also hold multiple savings accounts and a small loan with DCU. The thing that I love most about my DCU Checking account is the lack of fees. I don't get charged for not having a minimum balance in my account, and there's no monthly maintenance fee(s).

    June 30, 2015 · Report Abuse
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