Digital Federal Credit Union Free Checking

Offered by: Digital Federal Credit Union

1 review Write a Review!

Your Rating: Excellent

Info about the Digital Federal Credit Union Free Checking has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.

JUMP TO: RATES | FEES | USAGE | REVIEWS | Q&A

Digital Federal Credit Union Free Checking Rates

$1 - $975,000

$975,001+

0.20%

0.00%

0.20%

MINIMUM TO OPEN None

Digital Federal Credit Union Free Checking Fees

MONTHLY FEE None
MIN BALANCE TO AVOID MONTHLY FEE N/A
OTHER WAYS TO AVOID MONTHLY FEE N/A

PAPER STATEMENT
FEE Info Not Found
OVERDRAFT FEE $15
NEGATIVE ACCOUNT BALANCE FEE Info Not Found

Digital Federal Credit Union Free Checking ATM & Debit Card Usage

IN-NETWORK ATM TRANSACTION FEE None
ATM NETWORK SIZE 80000 ATMs
OUT-OF-NETWORK ATM TRANSACTION FEE None
REBATE OF ATM OWNER SURCHARGE up to $25 per month

FOREIGN ATM FEE None
DEBIT CARD VISA
DEBIT CARD FOREIGN TRANSACTION FEE None

Digital Federal Credit Union Free Checking Additional Info

REWARDS No
ONLINE BILL PAY FEE $0 per month
ADDITIONAL REQUIREMENTS You'll automatically receive Relationship Benefits every month when you do the following: a) Maintain Direct Deposit of net pay, Social Security, or pension into this account b) Make at least 5 transactions per month

Activate the Earn More feature on your Free Checking account and you’ll earn 0.20% APY on balances up to and including $975,000.00
DCU will reimburse up to $25 a month in ATM fees charged by other institutions for use of their ATM (also known as 'surcharges')
FREE use of 23 DCU Branches in MA/NH - and more than 5,900 shared branches nationwide
FREE use of 35+ DCU ATMs in MA/NH - and more than 80,000 surcharge-free non-DCU ATMs nationwide

Apply Now

at Digital Federal Credit Union's
secure site

Digital Federal Credit Union Free Checking Interest Rate Tracker

Apply Now

at Digital Federal Credit Union's
secure site

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Digital Federal Credit Union Free Checking to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

Who regulates your credit union? Who do I go to in the Tresury Department if you mismange my account? Reply

Lisa Cahill

@lisacahill

All federal credit unions are regulated by the National Credit Union Administration. You can make a complaint with NCUA’s Consumer Assistance Center here: https://www.mycreditunion.gov/consumer-assistance-center/Pages/default.aspx.

0 Upvotes

What is the minimum monthly balance and what is the fee for going under the minimum balance?
Reply

WalletHub

@WalletHub

There is no minimum balance or monthly service fee for the Free Checking account.

0 Upvotes

Reviews

Digital Federal Credit Union Free Checking Reviews

Help fellow WalletHub members save money. Share your insights and review the Digital Federal Credit Union Free Checking:

5.0

Overall Rating: 5.0 / 5

Total Ratings: 1

Sort by:

YesUsefulNo0

By: RNeal89

I currently hold DCU's Free Checking account. This checking account is quite amazing as it has a few features that my previous checking did not. DCU's free checking account offers a free FICO score that is updated every 30 days to its account holders who bundle their services. Personally, this works out great for me as I also hold multiple savings accounts and a small loan with DCU. The thing that I love most about my DCU Checking account is the lack of fees. I don't get charged for not having a minimum balance in my account, and there's no monthly maintenance fee(s).

June 30, 2015 · Report Abuse

Comment

Page: 1

Digital Federal Credit Union Free Business Checking

Dime Community Bank Personal Checking

Related Checking Accounts

If you are interested in the Digital Federal Credit Union Free Checking, check out the following:

Nationwide Interest Checking

Axos Bank Golden Checking

Axos Bank Rewards Checking Account

Ally Bank Interest Checking Account

WalletHub is an independent comparison service.

We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. When you click “Apply Now” you will be directed to the offering institution's website. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. Before submitting an application, always verify all terms and conditions with the offering institution. Please let us know if you notice any differences.

Ad Disclosure: Offers originating from paying advertisers are noted as "Sponsored" at the top of this page. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.

Irrespective of whether an offering institution is a paid advertiser, the presence of offer information on WalletHub does not constitute a referral or endorsement of the institution by us or vice versa. Furthermore, offers have not been reviewed or approved by the offering institution. Information is displayed first and foremost to help consumers make better decisions.

Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by the issuer. In addition, it is not issuer’s responsibility to ensure all posts and/or questions are answered.