Fifth Third Bank Student Checking Account

Fifth Third Bank Student Checking Account  
Offered by: Fifth Third Bank
3.3 13 reviews   Write a Review!
1 2 3 4 5 Your Rating: Excellent
Info about the Fifth Third Bank Student Checking Account has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.
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Fifth Third Bank Student Checking Account Rates

Range
$1+
Interest Rate
0%
APY
0%
  • MINIMUM TO OPEN None

Fifth Third Bank Student Checking Account Fees

  • MONTHLY FEE None
  • MIN BALANCE TO AVOID MONTHLY FEE N/A
  • OTHER WAYS TO AVOID MONTHLY FEE N/A
  • PAPER STATEMENT
    FEE
    Info Not Found
  • OVERDRAFT FEE $37
  • NEGATIVE ACCOUNT BALANCE FEE $10 every day

Fifth Third Bank Student Checking Account ATM & Debit Card Usage

  • IN-NETWORK ATM TRANSACTION FEE None
  • ATM NETWORK SIZE 50000 ATMs
  • OUT-OF-NETWORK ATM TRANSACTION FEE $2.75
  • REBATE OF ATM OWNER SURCHARGE Not Offered
  • FOREIGN ATM FEE 3.20% (and $5)
  • DEBIT CARD Mastercard
  • DEBIT CARD FOREIGN TRANSACTION FEE 3.20%

Fifth Third Bank Student Checking Account Additional Info

  • REWARDS No
  • ONLINE BILL PAY FEE $0 per month
  • ADDITIONAL REQUIREMENTS You are at least 13 years old and are currently a student
  • A simple and convenient checking account for students ages 13-22
  • Accounts opened by a minor (under age 18) must be opened in a Financial Center and require a parent or guardian to be a joint owner of the account
  • Fifth Third’s 50,000 fee-free ATM network is fee free for Fifth Third Bank customers when using their debit or prepaid card to withdraw cash
Apply Now
at Fifth Third Bank's
secure site

Fifth Third Bank Student Checking Account Interest Rate Tracker

Apply Now
at Fifth Third Bank's
secure site

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about Fifth Third Bank Student Checking Account to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

140

Ask

Is there a fee for 5/3 bank ATM withdrawals? Reply 11

Photo of WalletHub
@WalletHub

No, there is no fee if you withdraw from one of the bank’s ATMs.

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1 Upvote

what do I do with the money in this account after I turn 23? Reply 11

Photo of WalletHub
@WalletHub

After you turn 23 you can still keep your money in this account. The only thing that will change is the fact that you will start being charged a monthly service fee, unless you can provide proof you are still a student.

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1 Upvote

How can I replace a Fifth Third Bank student banking card? Reply

Photo of lisacahill
@lisacahill

You can replace your Fifth Third Bank student banking card by making a request in your nearest branch. You can locate it here: https://locations.53.com/search.html.

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0 Upvotes

Can non-USA students apply for this bank account with a valid SSN? Reply

Photo of WalletHub
@WalletHub

Yes, you can apply for the Essential Checking for Students account as long as you hold a valid SSN and you’re 18 or over.

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0 Upvotes
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  • Reviews

Fifth Third Bank Student Checking Account Reviews

Help fellow WalletHub members save money. Share your insights and review the Fifth Third Bank Student Checking Account:
Your Rating:
0
1 2 3 4 5
3.3
Overall Rating: 3.3 / 5
Total Ratings: 13
Sort by:
    Photo of emilycarol25
    YesUsefulNo1
    1

    I had chose 5/3 because there was a branch right near the college campus I attended. At first, I really appreciated this bank and they seemed to really be great. Then I noticed that each time I went to the teller, they were always trying to sell me something. A credit card, a line of credit, or a personal loan. It got very frustrating because I did not want to buy anything from them. I didn't want to be "sold" on something just because I wanted to cash/deposit a check. Finally, I did sign up for what I thought was a type of overdraft protection, but later found out it was actually a credit card that would pull cash from it to cover my overdrafts in my account. I was 19 at the time and didn't really understand, but the teller was so pushy and didn't explain the facts of all the charges I would encounter by doing this. All the teller told me is I wouldn't get the 36.00 overdraft fee. Little did I know about it being a real credit card, with APR % and charges for getting cash from the card. It was a horrible experience and every time I went in to cancel the card, it either never got done when they told me it would, or they said they weren't able to actually cancel it. Unless you wanna be sold to on a daily basis, I would stay away from this bank!

    March 18, 2015 · Flag
    Photo of canadianbearshavelearnedtoswim
    YesUsefulNo0
    5

    I've had Fifth Third Essential Checking since I graduated from college in 2011 (I previously had their student checking). I can honestly say I've had no complaints. I'm never charged any fees (as I always meet the $500 dollar minimum on deposits) and have never over drafted (I have my savings account linked and over draft protection in case I ever do). I can't see myself changing banks anytime soon, considering I have multiple 5/3 locations close to me. I also love their mobile deposit, which allows you to deposit your check via a smartphone. The best part is, they don't charge you a fee like U.S. bank does.

    December 19, 2014 · Flag
    Photo of bskblla995
    YesUsefulNo0
    5

    I love my student checking account with 5/3. Recently they added 2 free withdrawals from any ATM per month, which makes their service that much better! Aside from not having to maintain any real balance, and no interest charges this deal can't any better than it already is, unless they paid you monthly or something.

    November 20, 2014 · Flag
    Photo of EvanPar
    YesUsefulNo0
    5

    Fifth Third Bank is partnered with my University. I receive my student refunds on a Fifth Thirds debit card. The account was set up by my university, so I can’t comment on how easy it is to set up. I have not been charged any fees from them except the usual ATM fees. I have been using Fifth Thirds for approximately 3 years now. In those three years I’ve only had to contact them for one situation. I went to Europe to study abroad and on my second day I had my card skimmed at an ATM and the thief stole $2,500 from me, which was the majority of my money for the trip. I called Fifth Thirds and they handled the situation very well. They stayed in constant contact with me giving me updates on the situation. It took two weeks to get my money back, but I was credited with every single cent that was stolen from me. Otherwise my experience with Fifth Thirds has been smooth sailing.

    May 26, 2014 · Flag
    Photo of rkschmidt11
    YesUsefulNo0
    2

    I have had my account with fifth third for a few years. Everything about it was pretty average until i happened to be charged an overdraft fee. I was very confused as I had block the ability to overdraft, and when I contacted them about it they said there was no way for me to completely turn it off. Because of this I lost about $100 in my account and the balance then became -$200. The worst part of this is, the credit card company responsible for overdrafting by taking out a payment, returned the money to fifth third, and It was taken from me also. So now, I am out $300, and none of the money taken out was actually accepted by the credit card, which also charged me fees on the overdraft. so basically my money was just taken from me and I got nothing for it.

    May 20, 2014 · Flag
    Photo of mayer501
    YesUsefulNo0
    4

    I've had a Fifth Third Bank Essential Checking Account since around 2005 when I first attended college. Throughout most of that time it was great and I always received good service and found the ATMs and branches conveniently located. However, in 2008 I had a terrible experience when I was charged massive overdraft fees despite having recently deposited a check in my account. The reason for this was, that only one hundred dollars were available and every purchase added additional overdraft charges regardless of the size. Thus, I ended up with over two hundred dollars in overdraft fees. Thankfully, when I called Fifth Third they were able to reverse all of the fees and were very polite, apologetic, and have since changed the way they charge overdraft fees. That positive customer service experience is the primary reason why I remain their customer to this day.

    May 20, 2014 · Flag
    Photo of mackgibbs5
    YesUsefulNo0
    2

    I got my account last year probably around September. I was very satisfied until just recently. I went to buy some food for my dorm at the store thinking that I had $60 in my account, however Fifth Third had removed my student status without notifying me and had started charging me $11 a month. That seems outrageous to me. I was very disappointed in the lack of communication and have begun to only use my credit union for my banking needs.

    April 1, 2014 · Flag
    Photo of meagan_mynerd
    YesUsefulNo0
    5

    Definitely one of the better banking options for college students. I had to switch banks, due to bad customer service, and with this being the bank that I chose, I'm incredibly happy about it. The customer service is great, the online banking is easy to use, and it definitely has some nice bonuses for college students. Overall, it's safe to say that I am happy about this account.

    March 13, 2014 · Flag
    Photo of flory1aw
    YesUsefulNo0
    4

    A great bank account for college kids. The fact that you don't need a minimum or average daily balance to avoid fees is great when money is tight. I love the online banking capabilities, the website is very easy to use. I also like the overdraft protection, It's easy and free to turn on to keep you from getting hit with overdraft charges, which by the way for this card are MASSIVE. so as long as you avoid overdraft charges, this is the perfect card for college students. oh, the ATM fees can get a bit ridiculous, but i think that applies to mostly every card.

    February 5, 2014 · Flag
    Users also submitted 4 ratings without a full review
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