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First Niagara Bank Simple Checking Account

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First Niagara Bank Simple Checking Account Rates

Balance	APY
$1+	0.000%

$50

First Niagara Bank Simple Checking Account Fees

	$5
	N/A
	You must deposit at least $.01 per statement cycle.

	$5
	$37
	$35 every 7 days

First Niagara Bank Simple Checking Account ATM & Debit Card Usage

	None
ATM Network Size	N/A
	$2.50
	Not Offered

	3% (and $5)
	Mastercard
	3%

First Niagara Bank Simple Checking Account Additional Info

	No
	$0 per month
	None

Free access to any First Niagara ATM.Debit MasterCard® with chip technology for advanced fraud protection and worldwide acceptance.First Niagara Mobile Banking app with Mobile Check Deposit (available to eligible customers).

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First Niagara Bank Simple Checking Account Reviews

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3.3

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Tommy Cabral
April 17, 2015 • @tommyc1

The most serious problem I have occurred while using First Niagara Simple Checking Account is when I first opened it, I called before I did it to make sure it would be okay and clear normally, but I deposited a third party check for a friend and withdrew the funds out of the ATM for him. I had called and asked if this was okay and they told me it would clear in 2 business days like a regular check. Unfortunately that was not true, it took 5 business days because my account was still new but they failed to tell me than when I called so the money was not available until almost a full week later.

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Feren Bevacqua
January 9, 2015 • @feren_johnson

I've had First Niagara as my checking account for a few years. They are very easy to use. They let me know when my checking account goes below a designated amount and they don't require me to have a minimum amount in my account. I don't make any money on annual interest, which is disappointing. The website is decent to check your account, but I have been with banks who have better accounts. I find it frustrating that I cant see the pictures of the checks that I've written like other banks have on their website. Also, on the app, you can only see transactions for the last 30 days, which doesn't help me much when I'm searching for trends. Other banks also categorize your purchases and show you a pie chart of your expenses. There isnt a windows phone app for this, which was a problem when I had windows phone (the lack of an app for the checking forced me to switching my phone around, with was inconvenient.) They do allow you to take pictures of your checks and have them deposited electronically, which is helpful. They also have branches that you can go to on Sundays, which is good when you have a cash to deposit.

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First Niagara Bank Simple Checking Account

First Niagara Bank Simple Checking Account

First Niagara Bank Simple Checking Account Rates

First Niagara Bank Simple Checking Account Fees

First Niagara Bank Simple Checking Account ATM & Debit Card Usage

First Niagara Bank Simple Checking Account Additional Info

First Niagara Bank Simple Checking Account Q&A

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First Niagara Bank Simple Checking Account Reviews

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