FNBO Direct Online Checking Account

FNBO Direct Online Checking Account  
3.6 33 reviews   Write a Review!
1 2 3 4 5 Your Rating: Excellent
Info about the FNBO Direct Online Checking Account has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.
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FNBO Direct Online Checking Account Rates

Range
$1 - $1,000,000
Interest Rate
0.25%
APY
0.25%
  • MINIMUM TO OPEN $1

FNBO Direct Online Checking Account Fees

  • MONTHLY FEE None
  • MIN BALANCE TO AVOID MONTHLY FEE N/A
  • OTHER WAYS TO AVOID MONTHLY FEE N/A
  • PAPER STATEMENT
    FEE
    Info Not Found
  • OVERDRAFT FEE $33
  • NEGATIVE ACCOUNT BALANCE FEE Info Not Found

FNBO Direct Online Checking Account ATM & Debit Card Usage

  • IN-NETWORK ATM TRANSACTION FEE None
  • ATM NETWORK SIZE 55000 ATMs
  • OUT-OF-NETWORK ATM TRANSACTION FEE None
  • REBATE OF ATM OWNER SURCHARGE Not Offered
  • FOREIGN ATM FEE Info Not Found
  • DEBIT CARD VISA
  • DEBIT CARD FOREIGN TRANSACTION FEE Info Not Found

FNBO Direct Online Checking Account Additional Info

  • REWARDS No
  • ONLINE BILL PAY FEE $0 per month
  • ADDITIONAL REQUIREMENTS None
  • Non-First National Bank of Omaha ATM fees will not be assessed by FNBO Direct
  • One free Overdraft or Returned Item forgiveness every 12 months from the date of the last automatic refund
  • Access 55,000 ATMs surcharge-free on the Allpoint Network
Apply Now
at First National Bank of Omaha's
secure site

FNBO Direct Online Checking Account Interest Rate Tracker

Apply Now
at First National Bank of Omaha's
secure site

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about FNBO Direct Online Checking Account to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

140

Ask

Can I pay my Credit One payment each month through the FNBO Direct Online Checking account? Reply 11

Photo of sydneygarth
@sydneygarth

You can pay your Credit One payment each month through the FNBO Direct Online Checking account.

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1 Upvote

Do they offer second chance checking accounts? Reply

Photo of lisacahill
@lisacahill

Unfortunately, First National Bank of Omaha does not offer second chance checking accounts. For further details, please call customer service at 402-342-2265.

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0 Upvotes
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  • Reviews

FNBO Direct Online Checking Account Reviews

Help fellow WalletHub members save money. Share your insights and review the FNBO Direct Online Checking Account:
Your Rating:
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1 2 3 4 5
3.6
Overall Rating: 3.6 / 5
Total Ratings: 33
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    Photo of lewisk1
    YesUsefulNo0
    3

    I had picked up FNBO Direct a few months ago on a recommendation from friends. The interest rate attracted me as had the lack of monthly fees. It was extremely simple to setup the account and to transfer the money in. However, I began to run into issues getting the money back out; whether for bills or to transfer to other banks. The credit card companies would state the account number was wrong. Other banks would state that it was the wrong account, despite it already being verified and linked. Amusingly, as I stated before, you could transfer money in with no hassle. I don't recommend dealing with this company if you want smooth operations.

    June 8, 2015 · Flag
    Photo of TheJohnophobe
    YesUsefulNo0
    5

    I had made a deposit into my checking account, and a few days later I checked my balance online, and the wrong amount had been deposited. I was missing almost $200 from the amount that I deposited! I went back down to my branch and told them about the problem, and had my deposit receipt with me. They corrected it immediately, and brought my account up to the amount that it should have been.

    October 14, 2014 · Flag
    Users also submitted 31 ratings without a full review
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