GoBank Checking Account

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Your Rating: Excellent

Info about the GoBank Checking Account has been collected by WalletHub to help consumers better compare checking accounts. The financial institution did not provide the details.

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GoBank Checking Account Rates

$1+

0.00%

MINIMUM TO OPEN $20

GoBank Checking Account Fees

MONTHLY FEE $8.95
MIN BALANCE TO AVOID MONTHLY FEE N/A
OTHER WAYS TO AVOID MONTHLY FEE When you sign up for Direct Deposit and have a monthly payroll or government benefits deposit totaling at least $500.

PAPER STATEMENT
FEE Not Offered
OVERDRAFT FEE None
NEGATIVE ACCOUNT BALANCE FEE Info Not Found

GoBank Checking Account ATM & Debit Card Usage

IN-NETWORK ATM TRANSACTION FEE None
ATM NETWORK SIZE 42000 ATMs
OUT-OF-NETWORK ATM TRANSACTION FEE None
REBATE OF ATM OWNER SURCHARGE Not Offered

FOREIGN ATM FEE 3% (and $3)
DEBIT CARD Y
DEBIT CARD FOREIGN TRANSACTION FEE 3%

GoBank Checking Account Additional Info

REWARDS No
ONLINE BILL PAY FEE $0 per month
ADDITIONAL REQUIREMENTS None

No Overdraft Fees. No Worries
Once you open your account and make the initial deposit, you will receive a MasterCard or Visa debit card that is linked to your account
4 free Out Of Network ATM withdrawals per calendar month, $3.00 per withdrawal thereafter
GoBank does not mail monthly statements; members can easily view their monthly statements when accessing the account from the web or mobile app
Free ATM network of 42000+

Apply Now

at GO2bank's
secure site

GoBank Checking Account Interest Rate Tracker

Apply Now

at GO2bank's
secure site

The graph above is based on WalletHub data. Actual rates may vary. For time periods with multiple applicable rates in our database, based on different criteria, the above graph reflects the lowest interest rate recorded. Before submitting an application, always verify the rates, fees, and all terms and conditions with the respective financial institution.

Customer Questions and Answers

Don't see what you're looking for? Submit your question about GoBank Checking Account to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.

How do I verify my identity with GoBank? Reply 2

Sydney Garth

@sydneygarth

To verify your identity with GoBank, you will need to provide your name, address, birthdate, social security number, phone number and other personal information.

2 Upvotes

Reviews

GoBank Checking Account Reviews

Help fellow WalletHub members save money. Share your insights and review the GoBank Checking Account:

2.3

Overall Rating: 2.3 / 5

Total Ratings: 3

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YesUsefulNo-1

By: metropfs

GoBank is an excellent bank for those with limited income and less banking activity. It's very easy to open a GoBank checking account online or on your mobile device. They let you choose your own monthly service fee and you can deposit checks right over your mobile device as long as it is self focusing. At the time they don't provide you with paper checks but that is coming soon. In the meantime, you can order a check to be sent to a payee by logging into your account. I had to phone them one time. The automated phone system was a little difficult to work with, however, the customer service rep was friendly and professional. Oh yeah, they do have free atm machines in most areas and free deposits can be made at wal-mart, k-mart and 7-11 stores. Overall I think it's a great, nationally based bank.

November 17, 2014 · Report Abuse

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Users also submitted 2 ratings without a full review

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