GoBank is an excellent bank for those with limited income and less banking activity. It's very easy to open a GoBank checking account online or on your mobile device. They let you choose your own monthly service fee and you can deposit checks right over your mobile device as long as it is self focusing. At the time they don't provide you with paper checks but that is coming soon. In the meantime, you can order a check to be sent to a payee by logging into your account. I had to phone them one time. The automated phone system was a little difficult to work with, however, the customer service rep was friendly and professional. Oh yeah, they do have free atm machines in most areas and free deposits can be made at wal-mart, k-mart and 7-11 stores. Overall I think it's a great, nationally based bank.
GoBank Checking Account
- MONTHLY FEE $8.95
- MIN BALANCE TO AVOID MONTHLY FEE N/A
- OTHER WAYS TO AVOID MONTHLY FEE When you sign up for Direct Deposit and have a monthly payroll or government benefits deposit totaling at least $500.
FEE Not Offered
- OVERDRAFT FEE None
- NEGATIVE ACCOUNT BALANCE FEE Info Not Found
- IN-NETWORK ATM TRANSACTION FEE None
- ATM NETWORK SIZE 42000 ATMs
- OUT-OF-NETWORK ATM TRANSACTION FEE None
- REBATE OF ATM OWNER SURCHARGE Not Offered
- FOREIGN ATM FEE 3% (and $3)
- DEBIT CARD Y
- DEBIT CARD FOREIGN TRANSACTION FEE 3%
GoBank Checking Account Additional Info
- REWARDS No
- ONLINE BILL PAY FEE $0 per month
- ADDITIONAL REQUIREMENTS None
- No Overdraft Fees. No Worries
- Once you open your account and make the initial deposit, you will receive a MasterCard or Visa debit card that is linked to your account
- 4 free Out Of Network ATM withdrawals per calendar month, $3.00 per withdrawal thereafter
- GoBank does not mail monthly statements; members can easily view their monthly statements when accessing the account from the web or mobile app
- Free ATM network of 42000+
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